Mortgage Lenders
North Yorkshire Mortgages
North Yorkshire Mortgages is a mortgage lending company based in Skipton, England. They offer a range of financial services to their clients, specializing in mortgages. As experienced mortgage lenders, they work closely with their clients to find the best mortgage solutions to fit their individual needs.
Introduction to North Yorkshire Mortgages
North Yorkshire Mortgages is a UK-based mortgage lender that has been in business for over 20 years. The company specializes in providing financial services to individuals and families who are looking to buy or refinance a home. North Yorkshire Mortgages prides itself on its commitment to customer service and its ability to find the right mortgage for each individual client.Services & products
North Yorkshire Mortgages offers a variety of mortgage products, including fixed-rate mortgages, adjustable-rate mortgages, and interest-only mortgages. The company also provides refinancing options for existing homeowners who are looking to lower their monthly payments or take cash out of their home equity.Location
North Yorkshire Mortgages is located in Skipton, a historic market town in North Yorkshire, England. Skipton is known for its beautiful countryside, vibrant local businesses, and friendly community. The town is easily accessible by public transportation, with the Skipton railway station located just a short walk from the company's office. Other nearby public transportation options include the Skipton bus station and the Skipton canal basin.Benefits
Customers should choose North Yorkshire Mortgages because of the company's excellent customer service, competitive mortgage rates, and personalized approach to finding the right mortgage for each individual client. The company's experienced staff is dedicated to helping customers navigate the complex world of mortgage lending and make informed decisions about their financial future.Good to know
Customers should be aware that North Yorkshire Mortgages is a mortgage broker, which means that the company works with a variety of lenders to find the best mortgage rates and terms for each individual client. This allows the company to offer a wide range of mortgage products and services, but it also means that customers may not be working directly with the lender.Reviews
Customers rave about the excellent service and support they receive from the team at North Yorkshire Mortgages. Many customers appreciate the company's personalized approach to mortgage lending and the way that staff take the time to answer all of their questions and concerns. Overall, customers report feeling confident and supported throughout the mortgage process thanks to the knowledgeable and friendly staff at North Yorkshire Mortgages.Amenities
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loan -
mortgage
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refinancing
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credit score
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interest rate
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pre-approval
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down payment
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closing costs
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escrow
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title insurance
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appraisal
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lock-in period
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prepayment penalty
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private mortgage insurance
FAQ
What types of mortgages do you offer and what are their rates?
We offer a variety of mortgage options, including fixed-rate, adjustable-rate, and interest-only mortgages. Our rates vary depending on the type of mortgage and other factors such as credit score and down payment. Please contact us for specific rate information.What are the terms and conditions of the mortgage?
Our mortgage terms and conditions vary depending on the type of mortgage and other factors such as credit score and down payment. Generally, our mortgages have a term of 15-30 years and require a down payment of at least 5%. Please contact us for specific information on our terms and conditions.What are the eligibility criteria and application process for the mortgage?
Our eligibility criteria vary depending on the type of mortgage and other factors such as credit score and income. Generally, we require a minimum credit score of 620 and a debt-to-income ratio of no more than 43%. The application process involves filling out an application and providing documentation such as proof of income and assets. Please contact us for specific eligibility criteria and application instructions.What is the timeline for processing the mortgage application?
Our timeline for processing a mortgage application varies depending on factors such as the type of mortgage and the completeness of the application. Generally, the process takes between 30-45 days from application to closing. Please contact us for specific information on our processing timeline.What are the fees associated with the mortgage and how are they calculated?
Our fees vary depending on the type of mortgage and other factors such as loan amount and location. Common fees include application fees, appraisal fees, and closing costs. These fees are typically calculated as a percentage of the loan amount. Please contact us for specific fee information.Reviews
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Rurmel Miah
Phone number doesn't work. No other way to contact as they don't reply to their email inbox. Managed to get through in the end by continuing to call the number.
29-05-2020
