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Loan Agencies

NHS Credit Union

NHS Credit Union is a financial services company located in Glasgow, Scotland. They specialize in loan agencies and offer a range of financial services to their clients.

Introduction to NHS Credit Union

NHS Credit Union is a financial services company based in Glasgow, Scotland. The company was established to provide affordable and ethical financial services to NHS employees and their families. NHS Credit Union is unique in that it is a member-owned cooperative, which means that profits are returned to members in the form of better rates and services.

Services & products

NHS Credit Union offers a range of financial services, including savings accounts, loans, and mortgages. Members can also access a range of insurance products, including home insurance, car insurance, and travel insurance. The company prides itself on offering fair rates and transparent terms.

Location

NHS Credit Union is located in the Govan area of Glasgow, which is known for its historic shipyards and industrial heritage. The area is home to a mix of residential and commercial properties, with a range of shops, restaurants, and other businesses. The nearest public transportation options are the Govan subway station (0.3 miles), the Govan Bus Station (0.2 miles), and the Ibrox subway station (0.7 miles).

Benefits

Customers should choose NHS Credit Union for its commitment to providing affordable and ethical financial services. As a member-owned cooperative, the company is able to offer better rates and services than many traditional banks and loan agencies. Additionally, the company is dedicated to supporting the NHS community and reinvests profits back into the company to benefit its members.

Good to know

Customers should be aware that membership in NHS Credit Union is limited to NHS employees and their families. Additionally, the company has a strict code of ethics and will not lend money to customers who are unable to repay the loan.

Reviews

Customers have praised NHS Credit Union for its excellent customer service and fair rates. Many have appreciated the company's commitment to supporting the NHS community and reinvesting profits back into the company. Some customers have noted that the loan application process can be lengthy, but have found the process to be worthwhile in the end.

Amenities

  • amenity
    loan
  • amenity
    credit card
  • amenity
    online banking
  • amenity
    insurance
  • amenity
    mortgage
  • amenity
    debt consolidation

FAQ

What types of loans do you offer?

We offer a variety of loans including personal loans, car loans, home improvement loans, and debt consolidation loans.

What are the interest rates for your loans?

Our interest rates vary depending on the type of loan and your credit score. We offer competitive rates and our loan officers can provide you with more information.

What is the application process for a loan?

You can apply for a loan online, by phone, or in person at one of our branches. The application process includes filling out an application, providing documentation such as proof of income and identification, and undergoing a credit check.

What are the requirements for loan approval?

The requirements for loan approval vary depending on the type of loan you are applying for. Generally, we require proof of income, identification, and a good credit score. Our loan officers can provide you with more information and answer any specific questions you may have.

What happens if I miss a loan payment?

If you miss a loan payment, you may be charged a late fee and it could negatively impact your credit score. It is important to contact us as soon as possible if you are unable to make a payment so we can work with you on a solution.

Reviews

  • Alazar Tekie

    Great Service! I am grateful to become a member and i wish them a succesful year ahead! I just applied for a loan after i joined and i got approved! that was amazing!!!

    27-05-2022
  • Richmond

    NHS Credit Union has got the best and most patient team i have ever met!. The process of joining them is super easy and straightforward. You get a portal when you register and itโ€™s very simple and interactive, you get to see how much youโ€™ve got saved, plus i applied for a loan just as i joined and it just like that it was approved!! I had been to almost everywhere just to get a loan and even though i knew i could afford whatever i was asking for i kept got turning down. I would give 100 stars if there was one. I believe everyone should get to know about this wonderful team. Thank you NHS Credit Union ๐Ÿ™๐Ÿพ๐Ÿ™๐Ÿพ

    27-05-2022
  • Kelly Gamban

    27-05-2021
  • Margaret Allison

    Always friendly staff and quick efficient service. I've been in the credit union for years and would recommend

    27-05-2021
  • Michele Gunnigle

    27-05-2021
  • Mark Lowndes

    Very helpful staff would recommend them to all nhs staff.

    27-05-2020
  • Irene Fraser

    Always had great service,and very helpful and polite staff

    27-05-2020
  • Slawomir Klosinski

    27-05-2020
  • Tim

    OK taking your money but make you jump through hoops when you want to lend it. Closed my account and took a loan out with South Yorkshire credit union which was quick and easy.

    27-05-2020
  • LINDA DUBE

    Generally good but not when the automated service is down and you do not have any details nearby.

    27-05-2019