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Finance Brokers, Life Insurance Agencies, Business Brokers, Mortgages

MTJ Mortgages

MTJ Mortgages is a financial services company based in Birmingham, England. They specialize in providing mortgages, life insurance, and other financial services to their clients. As business and finance brokers, they help individuals and businesses find the best financial solutions to meet their needs. With a focus on customer satisfaction, MTJ Mortgages is dedicated to providing top-notch service to their clients.

Introduction to MTJ Mortgages

MTJ Mortgages is a Birmingham-based company that specializes in providing financial services to its customers. The company was founded with the aim of helping individuals and businesses navigate the complex world of mortgages and finance. With over 10 years of experience in the industry, MTJ Mortgages has established itself as a trusted name in the field, providing personalized services to its clients. What makes this company unique is its commitment to understanding the needs of its clients and tailoring its services to meet those needs.

Services & products

MTJ Mortgages offers a range of financial services to its customers, including mortgages, life insurance, and business and finance brokering. Customers can expect personalized services that cater to their specific needs. The company works with a wide range of lenders and insurance providers to ensure that clients get the best possible deals.

Location

MTJ Mortgages is located in Sheldon, Birmingham, England. The area is home to a mix of residential and commercial properties, with a range of businesses catering to different needs. Customers can expect to find supermarkets, restaurants, and other amenities in the area. The company is conveniently located near public transportation options, including the Birmingham International Railway Station, which is approximately 3 miles away. Other nearby options include the Sheldon Heath Road Bus Stop and the Garretts Green Lane Bus Stop, both of which are within walking distance.

Benefits

Customers should choose MTJ Mortgages for its personalized services, competitive rates, and commitment to ensuring that clients get the best possible deals. The company's experienced brokers work with clients to understand their needs and provide tailored solutions that meet those needs. MTJ Mortgages has established relationships with a wide range of lenders and insurance providers, ensuring that clients have access to a range of options.

Good to know

Customers should be aware that MTJ Mortgages is committed to providing transparent and honest services. The company does not charge any upfront fees, and its brokers work on a commission-only basis. This means that clients can trust that the company's brokers are working in their best interests.

Reviews

Customers have praised MTJ Mortgages for its personalized services and commitment to ensuring that clients get the best possible deals. The company's brokers have been described as knowledgeable and trustworthy, with many customers praising their ability to find solutions that meet their specific needs. Overall, customers have been impressed with the level of service provided by MTJ Mortgages.

FAQ

What types of mortgages do you offer, and which one is best suited for my financial situation?

We offer a variety of mortgages, including fixed-rate, adjustable-rate, FHA, VA, and jumbo loans. The best type of mortgage for you will depend on your financial situation, including your income, credit score, and debt-to-income ratio. Our team of experienced mortgage brokers can work with you to determine the best option for your needs.

Can you provide references or testimonials from previous clients?

Yes, we have a number of satisfied clients who have provided testimonials about their positive experiences working with us. We would be happy to provide references upon request.

Can you provide me with a breakdown of all the fees I will be charged throughout the mortgage process?

Yes, we can provide you with a detailed breakdown of all fees associated with your mortgage, including origination fees, appraisal fees, title fees, and closing costs. We believe in transparency and will work with you to ensure that you understand all costs associated with your mortgage.

What types of life insurance policies do you offer?

We offer a range of life insurance policies, including term life, whole life, and universal life insurance. Our team of experienced insurance agents can work with you to determine the best type of policy for your needs and budget.

How do you ensure transparency and compliance in your financial dealings with clients?

We take transparency and compliance very seriously and adhere to all applicable regulations and industry best practices. We ensure that all clients are provided with clear and concise information about our services, fees, and processes. Our team of experienced professionals is dedicated to providing exceptional customer service and maintaining the highest standards of integrity and ethics.

Reviews

  • L M

    06-05-2023
  • David Cox

    Positive: Quality, Responsiveness, Value

    27-04-2023
  • Sophie Parker

    Absolutely incredible service from start to finish. After Jack Agg left, Geraldine picked up our details and she was amazing! It was not the easiest process and has taken us over 6 months to complete. I cannot fault Geraldine, would 100% recommend MTJ Mortgages.

    27-04-2023
  • Laura O'Brien

    Mike has been really helpful throughout the process of selling and buying, he provided regular updates and continued to check we were getting the best rate in a time where the mortgage rates were changing quickly. Would 100% recommend Mike and his team. Thank you for your help.

    27-04-2023
  • Rick Rick

    Excellent service! I would advise anyone thinking of applying for a mortgage to get expert advice and Mike Jones of MTJ Mortgages provides exactly that. Mike helped us source the best deal when things got pretty messy due to the sudden change in interest rates and when many banks pulled out. He still found us a fantastic deal and made the process feel simple for us where we could easily have been overwhelmed with all the changes. Helping us also to sort out necessary insurances and associated paperwork at the same time he made everything seem easy although we know it's not. On top of this he's a great guy who's there for your benefit at all times. We would recommend this service to anyone, their prices are very fair and worth every penny.

    27-03-2023
  • James Glasbey

    Top quality service, very reliable and flexible. Highly recommend for mortgage advice!

    27-03-2023
  • Tom Kinsey

    Mike was really easy to communicate with at any time, kept things simple and accommodated change of mortgage at the last minute. Great service

    27-03-2023
  • Richard Fry

    Mike has been incredible from start to finish. From our first meeting to completion Mike was available every second of the day. It was so nice to be able to have such a professional company offering a fantastic service. We were given lots of different options for our circumstances and came out with an extremely good deal. Mike talked us through every step and was extremely knowledgeable about all the products we were looking at. I can’t recommend Mike and his team highly enough. We are now in our new home with a few extra quid in our pockets because of them. Thanks again.

    27-03-2023
  • Russ Ellams

    Can't fault the service from start to finish. Always around when needed advice or to contact them. Worked hard to negotiate with lender on various elements of the offer. Was really pleased with the service offered

    27-11-2022
  • Dan Adam

    Mike was absolutely fantastic from start to finish, he helped us every step of the way in a professional manner and he was never unable to resolve any issues that arose. I couldn’t recommend him highly enough for anyone who needs help with the whole process of getting a mortgage. 10/10

    27-10-2022