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Mortgage Lenders

Mortgage What Mortgage? Ltd

Mortgage What Mortgage Ltd is a financial services company located in Manchester, England. They specialize in providing mortgage lending services to their clients. With a focus on delivering quality financial solutions, Mortgage What Mortgage Ltd is committed to helping their clients achieve their financial goals.

Introduction to Mortgage What Mortgage Ltd

Mortgage What Mortgage Ltd is a financial service company based in Manchester, England. The company was founded in 2010 and has since become one of the leading mortgage lenders in the United Kingdom. Their goal is to provide high-quality and personalized mortgage services to their clients. What makes this company unique is their dedication to finding the best mortgage options for each individual customer, regardless of their financial situation.

Services & products

Mortgage What Mortgage Ltd offers a wide range of mortgage services, including first-time buyer mortgages, remortgages, buy-to-let mortgages, and more. They also offer financial advice and guidance to help customers make informed decisions about their mortgage options. Customers can expect personalized service from experienced mortgage advisors who will work with them to find the best mortgage solution for their needs.

Location

The company is located at 42 Southall St, Cheetham Hill, Greater Manchester M3 1LG, United Kingdom. Cheetham Hill is a bustling neighborhood in Manchester with a diverse range of businesses, including retail shops, restaurants, and entertainment venues. The area is easily accessible by public transportation, with the closest options being the Victoria tram stop (0.4 miles away), Manchester Victoria train station (0.5 miles away), and Shudehill bus station (0.3 miles away).

Benefits

Customers should choose Mortgage What Mortgage Ltd because of their commitment to providing personalized service and finding the best mortgage options for each individual customer. The company has a team of experienced mortgage advisors who are dedicated to helping their customers achieve their financial goals. They also offer competitive rates and flexible mortgage options to meet the needs of their diverse client base.

Good to know

Customers should be aware that Mortgage What Mortgage Ltd is a registered financial service company and is regulated by the Financial Conduct Authority (FCA). This means that they adhere to strict guidelines and regulations to ensure the safety and security of their clients' finances.

Reviews

Customers have praised Mortgage What Mortgage Ltd for their excellent customer service and personalized approach to mortgage lending. Many have noted that the company went above and beyond to find the best mortgage options for their individual needs. Overall, customers have had positive experiences working with Mortgage What Mortgage Ltd and would recommend their services to others.

Amenities

  • amenity
    loan
  • amenity
    mortgage
  • amenity
    credit score
  • amenity
    interest rate
  • amenity
    pre-approval
  • amenity
    down payment
  • amenity
    closing costs
  • amenity
    escrow
  • amenity
    title insurance
  • amenity
    appraisal
  • amenity
    private mortgage insurance

FAQ

What types of mortgages do you offer and what are their rates?

We offer various types of mortgages including fixed-rate mortgages, adjustable-rate mortgages, and interest-only mortgages. Our rates depend on the type of mortgage, the loan amount, and the borrower's credit score. We offer competitive rates and our mortgage advisors can help find the best option for each individual.

What are the terms and conditions of the mortgage?

The terms and conditions of the mortgage depend on the type of mortgage chosen. Generally, our mortgages have a term of 15 to 30 years, with fixed or adjustable interest rates. We offer different repayment options and the ability to make extra payments without penalty. Our mortgages also have conditions for early repayment, refinancing, and default.

What are the eligibility criteria and application process for the mortgage?

To be eligible for a mortgage, the borrower must have a stable income, good credit score, and meet our affordability criteria. The application process involves completing an application form, providing documentation such as proof of income, and undergoing a credit check. Our mortgage advisors will guide the borrower through the process and provide support and advice.

What is the timeline for processing the mortgage application?

The timeline for processing a mortgage application varies depending on the complexity of the application and the type of mortgage chosen. Generally, it takes between 2 to 4 weeks to process a mortgage application. Our mortgage advisors will keep the borrower informed throughout the process and provide regular updates.

What are the fees associated with the mortgage and how are they calculated?

There are various fees associated with the mortgage, including application fees, valuation fees, legal fees, and arrangement fees. The fees vary depending on the type of mortgage and the lender. Our mortgage advisors will provide a breakdown of all fees associated with the mortgage and how they are calculated. We strive to keep our fees competitive and transparent.