Income Protection Insurances

Mortgage Steps Ltd

Mortgage Steps Ltd is a company based in Colchester, England. They specialize in providing Income Protection Insurances and other types of insurance to their clients. With their expertise and experience in the industry, Mortgage Steps Ltd is committed to helping their clients protect their financial future.

Introduction to Mortgage Steps Ltd

Mortgage Steps Ltd is a well-known mortgage company located in Colchester, England. Founded in 2010, the company's primary objective is to assist customers in purchasing their dream homes by providing them with the best possible mortgage deals that meet their needs. Their team of experts works tirelessly to help customers navigate the complicated mortgage process and provide them with financial advice. What sets this company apart is their commitment to providing top-notch customer service and their wide range of mortgage options.

Services & products

Mortgage Steps Ltd specializes in providing mortgage services to their customers. They offer a variety of mortgage options, including fixed-rate mortgages, adjustable-rate mortgages, and interest-only mortgages. Additionally, they provide income protection insurances to help customers protect their financial investment.

Location

The Mortgage Steps Ltd office is located on 50 Mersea Ave, in the charming town of West Mersea in Colchester. The area is known for its vibrant community and local businesses such as cafes, clothing stores, and restaurants. The closest bus stop, Mersea Road, is only a two-minute walk away from the office. Other nearby public transportation options include the Colchester Town railway station, which is approximately 3 miles away, and the Colchester Bus Station, which is approximately 2.5 miles away.

Benefits

Mortgage Steps Ltd offers a variety of benefits to its customers. They have a team of highly trained mortgage experts who are always available to answer any questions that customers may have. The company also has access to a wide range of mortgage options, allowing them to find the best deal for their customers. Additionally, they provide income protection insurances to help customers protect their investment in case of unforeseen circumstances.

Good to know

Customers should be aware that Mortgage Steps Ltd only provides mortgage services and income protection insurances. They do not provide other types of insurance, such as life or health insurance.

Reviews

Customers have left positive reviews for Mortgage Steps Ltd, praising the company's expertise and customer service. Many customers have reported that the company was able to find them the best possible mortgage deals and that they were able to purchase their dream homes with ease.

Amenities

phone consultation
financial advice
tailored plan
flexible payment options
illness cover
death cover
repayment cover

FAQ

What is the maximum coverage amount for your income protection insurance plans?

Our income protection insurance plans can provide coverage up to 70% of your gross income, subject to a maximum coverage amount of £250,000 per year.

Are there any waiting periods before I can make a claim on my income protection insurance?

Yes, there is typically a waiting period of 4-52 weeks before you can make a claim on your income protection insurance, depending on the terms of your policy.

Does your income protection insurance cover partial disability or only total disability?

Our income protection insurance policies can cover both partial and total disability, depending on the terms of your policy.

Are there any exclusions or limitations in your income protection insurance coverage?

Yes, there may be certain exclusions or limitations in our income protection insurance coverage, such as pre-existing medical conditions or injuries sustained as a result of criminal activity. Please refer to the terms and conditions of your policy for more information.

How are premium rates determined for your income protection insurance plans?

Premium rates for our income protection insurance plans are determined based on a variety of factors, such as your age, occupation, health status, and the level of coverage you require. Our insurance experts can help you determine the best policy for your needs and provide you with a quote based on your individual circumstances.