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Mortgages

Mortgage Co

Mortgage Co is a financial services company based in Leeds, England. They specialize in providing mortgages to their clients. With their expertise in the field, they offer a range of mortgage options to suit different needs. Their commitment to providing excellent customer service has earned them a reputation as a reliable and trustworthy company. If you are looking for a mortgage, Mortgage Co is the right choice for you.

Introduction to Mortgage Co

Mortgage Co is a financial services company that specializes in mortgages. Founded in 2010, the company has quickly become a leading provider of mortgage services in the United Kingdom. What sets Mortgage Co apart from other mortgage lenders is their commitment to providing personalized service to each client. They understand that every client's situation is unique, and they work hard to find the best mortgage solution for each individual.

Services & products

Mortgage Co offers a variety of mortgage services, including first-time homebuyer mortgages, remortgages, buy-to-let mortgages, and more. They also offer mortgage advice and guidance to help clients navigate the complex world of mortgages. Additionally, Mortgage Co offers insurance products to help protect clients' homes and finances.

Location

Mortgage Co is located in the heart of Leeds, a bustling city in the north of England. The area surrounding Mortgage Co is home to a variety of businesses, including restaurants, cafes, and shops. Clients can expect to experience the vibrant energy of the city when they visit Mortgage Co. The closest public transportation options are the Leeds train station (0.3 miles), the Leeds City bus station (0.5 miles), and the Leeds coach station (0.7 miles).

Benefits

Clients should choose Mortgage Co because of their commitment to personalized service and their deep knowledge of the mortgage industry. They go above and beyond to find the best mortgage solution for each client, and they are always available to answer questions and provide guidance. Additionally, Mortgage Co offers competitive rates and flexible repayment options.

Good to know

Clients should be aware that Mortgage Co is dedicated to providing transparent and honest service. They will always provide clients with all the information they need to make an informed decision about their mortgage.

Reviews

Customers rave about the personalized service they receive from Mortgage Co. They appreciate the company's deep knowledge of the mortgage industry and their commitment to finding the best mortgage solution for each client. Customers also appreciate the competitive rates and flexible repayment options offered by Mortgage Co.

Amenities

  • amenity
    loan
  • amenity
    refinancing
  • amenity
    mortgage broker
  • amenity
    credit score
  • amenity
    interest rate
  • amenity
    pre-approval
  • amenity
    online application
  • amenity
    financial advice
  • amenity
    home equity
  • amenity
    closing costs

FAQ

What types of mortgages do you offer, and which one is best suited for my financial situation?

We offer a variety of mortgage options, including fixed-rate mortgages, adjustable-rate mortgages, and government-backed loans. The best mortgage option for your financial situation will depend on factors such as your credit score, income, and down payment. Our team of mortgage experts can help guide you towards the best option for your specific needs.

What are the interest rates and monthly payments associated with each mortgage option?

Interest rates and monthly payments will vary depending on the specific mortgage option and your individual financial situation. Our team can provide you with personalized rate and payment information based on your needs and qualifications.

Can you provide me with a breakdown of all the fees I will be charged throughout the mortgage process?

Yes, we can provide you with a detailed breakdown of all fees associated with your mortgage, including closing costs, appraisal fees, and origination fees. Our team will ensure that you fully understand all costs before moving forward with the mortgage process.

What is the minimum credit score required to qualify for a mortgage with your company?

The minimum credit score required to qualify for a mortgage with our company will vary depending on the specific loan program. However, we work with borrowers of all credit levels and will do our best to find a mortgage option that works for you.

How long does the mortgage application and approval process typically take?

The mortgage application and approval process can vary depending on factors such as the complexity of the loan and the responsiveness of the borrower. Typically, the process can take anywhere from 30 to 60 days. Our team will work diligently to ensure a smooth and efficient process for you.

Reviews

  • Sophie Bamford

    Steven is absolutely brilliant. We couldnt have asked for a better broker. As first time buyers, we knew very little about the process of buying a house, however Steven made it so simple and easy. Nothing was too much trouble for him, and he always had time for us, no matter how busy he was. He is very friendly and funny, however always professional, and had a lot of patience with us even when we asked lots of questions! He also arranged our protection for us, which was a massive help as we didnt know much about what type of protection or level of cover we needed. We couldnt recommend him highly enough. He really went above and beyond for us, and we really appreciate it.

    22-05-2023
  • jody murrell

    Hassle free, great service good value for money highly recommend!

    15-05-2023
  • Jon hollingsworth

    We had a great experience working with Steven for our mortgage application. He was honest, informative, and provided us with timely updates throughout the process. Steven also helped us secure a life insurance policy for our family. We would highly recommend him to anyone in need of mortgage or insurance services. What impressed us the most was that Steven continued to stay in contact with us up until the deadline to renew with a positive rate vs. Standard. We really appreciated his dedication to keeping us informed and ensuring we were able to make the best decision for our financial situation. The value Steven provided was exceptional and we would gladly work with him again in the future.

    08-05-2023
  • Steph S

    Steven went above and beyond throughout the process (which was repeated twice due to the first sale falling through last minute!). Always quick to respond to messages and schedule meetings to discuss the process/next steps and provided far more advice and support to us as first-time buyers than he needed to, I'm very grateful. I would advise people to do their own research when it comes to solicitors and insurance; however, the options suggested here were mostly competitive and, as with other matters, Steven was very helpful with this also. I would certainly recommend Steven to any first-time buyers looking to take a huge chunk of stress out of the process; he has decades of experience with mortgages and navigating the housing market in general, and a wealth of knowledge about many specific areas of Leeds. Thank you Steven!

    08-05-2023
  • Andrew Whiffin

    29-04-2023
  • Charlotte Whiffin

    Thorough, professional, knowledgable. I am really confident we got the best deal possible on our mortgage and felt supported and informed at all times.

    29-04-2023
  • Daisy Smith

    Steven has done another excellent job for us remortgaging during the rates crisis. Contacted us well in advance and has made sure we got the lowest rate. Wouldn’t hesitate to recommend to everyone we meet!

    29-04-2023
  • Anna Coull

    Would 100% recommend. Steven helped us out with 3 applications, 1 of those being a case of finding a lot of money very quickly to proceed which we wouldn’t have been able to figure out ourselves. We weren’t successful with that offer, so we were thrilled when we got an offer accepted this year to instruct Steven again. He steered us through the process with ease and made the whole thing very smooth. Very knowledgeable, always available when you need him and pleasant to work with.

    29-04-2023
  • Kate Dunstone

    We just completed on our first home last week, and I honestly don't think it would have been nearly as seamless without Steven's help. Steven went absolutely above and beyond our expectations - he managed to get our mortgage down by £100/m from the initial number as rates decreased, was always available by Whatsapp and email, and spent a lot of time reassuring the general worries and queries we had as first time buyers (even before we'd started looking at houses properly!). I'd recommend his services without hesitation to anyone - he's absolutely on all the ball at all times and always looking out for you.

    29-03-2023
  • Emily Kerr

    I don’t know where to start with praising Stevens work. After dealing with another broker, and getting nowhere, my partner came across Steven on Google, and I couldn’t be more glad we did. From the word go Steven was absolutely amazing, we explained our situation (It was a more complicated one) and he got on the case straight away. We were kept informed on everything throughout and Steven worked day and (sometimes very late) nights to help us get our mortgage over the line. I would recommend this broker to anybody and know that if we were to ever need to move again (it’s too stressful we won’t) then the first person we would phone would be Steven. Thank you so much for all your hard work. - written form our new home!

    29-03-2023