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Income Protection Insurances

LV= Adviser

LV= Adviser is a company based in Cardiff, Wales that specializes in providing Income Protection Insurances and other insurance services. Their office is located at Park House, Greyfriars Rd, Cardiff CF10 3AF, United Kingdom.

Introduction to LV= Adviser

LV= Adviser is a UK-based company that was founded in 1843. The company's purpose is to provide their customers with financial security and peace of mind. LV= Adviser's unique selling point is their commitment to being a customer-focused company by offering personalized support to their clients.

Services & Products

LV= Adviser offers a range of income protection insurances to their customers. These insurance policies are designed to provide financial protection to individuals who may experience a loss of income due to illness or injury.

Location

LV= Adviser is located in the heart of Cardiff, Wales. The area is home to many businesses, including retail shops, restaurants, and professional offices. Visitors to the area can expect to experience a vibrant and lively atmosphere. The three closest public transportation options to LV= Adviser are the Cardiff Central train station (0.3 miles), the St. Mary's Street bus stop (0.2 miles), and the Greyfriars Road bus stop (0.1 miles).

Benefits

LV= Adviser stands out from other companies in the industry because of their commitment to providing personalized support to their clients. They understand that every customer's needs are unique and offer tailored solutions to meet those needs. Additionally, LV= Adviser is known for their competitive pricing and comprehensive coverage options.

Good to Know

Customers should be aware that LV= Adviser only offers income protection insurances as their primary service. They do not offer other types of insurance policies.

Reviews

Customers have praised LV= Adviser for their exceptional customer service and competitive pricing. Many customers have also noted that the company's income protection insurance policies provide comprehensive coverage and have given them peace of mind.

Amenities

  • amenity
    online quote
  • amenity
    phone consultation
  • amenity
    financial advice
  • amenity
    tailored plan
  • amenity
    flexible payment options
  • amenity
    automatic renewal
  • amenity
    accident cover
  • amenity
    disability cover
  • amenity
    illness cover
  • amenity
    redundancy cover
  • amenity
    death cover
  • amenity
    repayment cover
  • amenity
    injury cover
  • amenity
    hospitalization cover

FAQ

What is the maximum coverage amount for your income protection insurance plans?

Our income protection insurance plans offer a maximum coverage amount of up to 60% of your gross income.

Are there any waiting periods before I can make a claim on my income protection insurance?

Yes, there are waiting periods before you can make a claim on your income protection insurance. The waiting periods can vary, but typically range from 4 to 52 weeks depending on your policy.

Does your income protection insurance cover partial disability or only total disability?

Our income protection insurance covers both partial and total disability. The level of coverage and benefits will depend on your specific policy.

Are there any exclusions or limitations in your income protection insurance coverage?

Yes, there are exclusions and limitations in our income protection insurance coverage. These can vary depending on your policy, but may include pre-existing medical conditions, self-inflicted injuries, or disabilities caused by drug or alcohol abuse.

How are premium rates determined for your income protection insurance plans?

Premium rates for our income protection insurance plans are determined by several factors, including your age, occupation, health status, and the level of coverage you choose. We offer flexible options to help you find a policy that fits your budget and needs.