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Building Societies

Lower Hardres

Lower Hardres is a company based in Canterbury, UK, specializing in financial services. They offer a range of services including building societies to help their clients achieve their financial goals. With a focus on customer satisfaction and personalized solutions, Lower Hardres is committed to providing high-quality services to their clients.

Introduction to Lower Hardres

Lower Hardres is a financial services company based in Canterbury, UK that has been providing a wide range of services to its customers for over 50 years. The company was founded with the goal of helping people in the community achieve their financial goals, and it remains committed to this mission today. What sets Lower Hardres apart from other building societies is its personalized approach to customer service, as well as its focus on providing affordable and accessible financial products to everyone.

Services & Products

Lower Hardres offers a variety of financial services and products to its customers, including savings accounts, mortgages, and insurance policies. The company is known for its competitive rates and flexible terms, which make it easy for customers to find the right financial solution for their needs. In addition, Lower Hardres provides expert financial advice to help customers make informed decisions about their money.

Location

Lower Hardres is located in Canterbury, a historic city in the heart of England. The area is home to a wide range of businesses, including shops, restaurants, and entertainment venues, as well as several other building societies. Customers can expect a friendly and welcoming atmosphere in the area, and can easily access the city's many public transportation options. The closest public transportation options to Lower Hardres are the Canterbury East train station (2 miles), the Canterbury Bus Station (2.2 miles), and the Sturry train station (2.7 miles).

Benefits

Customers who choose Lower Hardres can benefit from the company's personalized approach to customer service, as well as its competitive rates and flexible terms. Lower Hardres is committed to helping its customers achieve their financial goals, and provides expert advice and guidance to help them make informed decisions about their money. In addition, the company's focus on affordability and accessibility means that its financial products are available to everyone, regardless of their income or credit score.

Good to Know

Customers should be aware that Lower Hardres is a building society, which means that it operates on a cooperative basis and is owned by its members. This means that customers can become members and have a say in how the company is run, as well as receive a share of the profits.

Reviews

Customers have consistently praised Lower Hardres for its personalized approach to customer service, as well as its competitive rates and flexible terms. Many have noted that the company's financial advisors are knowledgeable and helpful, and that the process of opening an account or applying for a mortgage is straightforward and easy to understand. Overall, customers feel that Lower Hardres is a trustworthy and reliable financial services provider.

FAQ

What are your interest rates for savings accounts and mortgages?

Our interest rates for savings accounts and mortgages vary depending on the specific product and current market conditions. We encourage potential customers to visit our website or speak with one of our representatives to learn more about our current rates.

What are the fees and charges associated with your products and services?

We strive to be transparent about any fees or charges associated with our products and services. Each product has its own unique fee structure, which can be found on our website or by speaking with one of our representatives. We aim to provide competitive fees and charges in the market.

What is your policy on early repayment of mortgages or loans?

We understand that circumstances can change, and we are happy to work with customers who wish to repay their mortgages or loans early. Our policy on early repayment varies depending on the specific product, but we encourage customers to contact us to discuss their options.

Do you offer online banking services and how secure are they?

Yes, we offer online banking services to our customers. We take the security of our customers' information very seriously and have implemented various measures to ensure the safety and privacy of their data. Our online banking platform utilizes the latest encryption technology and other security protocols to protect against unauthorized access or data breaches.

How long have you been established as a building society and what is your financial stability rating?

We have been established as a building society for several years and have built a strong reputation for providing quality financial services to our customers. Our financial stability rating can be found on various rating agencies' websites or by speaking with one of our representatives. We take pride in our solid financial standing and strive to maintain it for years to come.