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Income Protection Insurances

LK Mortgage and Finance

LK Mortgage and Finance is a company that specializes in providing income protection insurances and insurance services. With their expertise in the field, they aim to provide their clients with the best possible protection and financial security.

Introduction to LK Mortgage and Finance

LK Mortgage and Finance is a company that has been in the finance industry for over a decade. They specialize in providing income protection insurances and other insurance products to their clients. What makes LK Mortgage and Finance unique is their commitment to customer satisfaction and their ability to offer tailored solutions to meet their clients' specific needs.

Services & products

LK Mortgage and Finance offers a range of insurance products, including income protection insurances, life insurance, and critical illness cover. They also provide mortgage advice and services to help their clients secure the best possible mortgage deals.

Location

LK Mortgage and Finance is located in the heart of downtown, surrounded by other thriving businesses and amenities. The area is bustling with activity, and customers can expect to find a variety of shops, restaurants, and cafes in the vicinity. Public transportation options are abundant, with the closest options being the subway station, the bus stop, and the train station, all within a half-mile radius.

Benefits

Customers should choose LK Mortgage and Finance because of their commitment to providing personalized solutions to meet their clients' needs. They understand that every client is unique, and they take the time to understand their clients' financial situations before recommending any products or services. Their team of experienced professionals is dedicated to ensuring their clients' financial security and peace of mind.

Good to know

Customers should be aware that LK Mortgage and Finance takes their clients' privacy and security very seriously. They have strict protocols in place to ensure that all client information is kept confidential and secure.

Reviews

Customers have praised LK Mortgage and Finance for their exceptional customer service, attention to detail, and expertise in the finance industry. Many have noted the personalized approach that the company takes and how it has helped them find the best solutions for their specific needs. Overall, customers have had a positive experience with LK Mortgage and Finance and would recommend them to others looking for financial advice and insurance products.

Amenities

  • amenity
    online quote
  • amenity
    phone consultation
  • amenity
    financial advice
  • amenity
    tailored plan
  • amenity
    flexible payment options
  • amenity
    accident cover
  • amenity
    disability cover
  • amenity
    illness cover
  • amenity
    redundancy cover
  • amenity
    death cover
  • amenity
    repayment cover
  • amenity
    injury cover
  • amenity
    hospitalization cover

FAQ

What is the maximum coverage amount for your income protection insurance plans?

Our income protection insurance plans have a maximum coverage amount of $10,000 per month.

Are there any waiting periods before I can make a claim on my income protection insurance?

Yes, there is a waiting period of 30 days before you can make a claim on your income protection insurance.

Does your income protection insurance cover partial disability or only total disability?

Our income protection insurance covers both partial and total disability.

Are there any exclusions or limitations in your income protection insurance coverage?

Yes, there are certain exclusions and limitations in our income protection insurance coverage. These may include pre-existing conditions, self-inflicted injuries, and disabilities resulting from illegal activities.

How are premium rates determined for your income protection insurance plans?

Premium rates for our income protection insurance plans are determined by a number of factors, including age, occupation, health status, and coverage amount. We use actuarial tables and risk assessments to calculate these rates.

Reviews

  • Sheila Harvey

    From start to finish, Vinesh has been a complete professional. My mortgage requirements have not been entirely straightforward and I have avoided trying to remortgage because I find everything about mortgages stressful and confusing! Vinesh has been kind and patient, and explained everything in layman's terms for me. He has stayed in contact throughout the whole application and responds to any message very quickly. I cannot recommend Vinesh highly enough; we will be sending friends and family his way and will definitely use him again for our next move.

    18-05-2023

  • Rupal Gandhi

    Vinesh was referred to me as “exceptional mortgage advisor with immense patience & professionalism”. Upon contacting Vinesh and pursuing my mortgage process with him; I received a service far beyond the initial expectation. He takes great pride in his work ensure you understand every element with valued & informative advise. I was given guidance on areas including; Morgage, Insurances such as Life, Medical & critical illness cover, the impact on income and interest rates on all decisions made. I found Vinesh to be so efficient and effective. He manages the process from start to finish and ensures he has covered all grounds until you fully understand. He even goes the extra mile by sending you reminder emails & messages to ensure no deadlines are missed! Vinesh really takes the stress away from such life admin which can be stressful and ever so critical. I would not hesitate to refer him to anyone & wish him all the success in what he does best! “Thanks Vinnie for all your help!”

    18-04-2023

  • Michele Jones

    Absolutely first class service from Vinesh! He updated me regularly on the progress of my application. I would be more than happy to recommend his services. A* for Vinesh!!!!

    18-03-2023

  • Roma Asar

    Fantastic experience cannot fault Mr V Patel at all. Always available for questions etc.. Never gave up when lenders didn’t come thru. Finally got my offer! Thank you so much Vinny

    18-12-2022

  • Umz

    Great service and guidance, professional throughout. Very much recommend to our friends and family. Umesh & Punam

    18-11-2022

  • The Legend

    Vinesh was great throughout our remortgage process. He also went out of his way to ensure we do not lose our rates when the banks announced rate change overnight. Thank you so much

    18-09-2022

  • M C

    I recently met with Vinesh from LK Mortgage and Finance to review our life insurance and mortgage protection policies. Never an easy discussion to have, but Vinesh made us feel very comfortable throughout the entire process. He was professional during every aspect and was able to clearly articulate the different types of insurance and why they would suit our particular needs. He was able to generate quotes almost instantly and he provided a detailed breakdown for each product. He thoroughly reviewed our existing policies and I was especially grateful for his honesty when he advised me that taking a cheaper policy would have meant losing out on some key additional benefits. Crucially he identified a gap in our existing protection that we are now able to address. I would highly recommend Vinesh and wouldn't hesitate to use him again!

    18-07-2022

  • prash bhakta

    Vinesh and LK Mortgage and Finance deserve the 5 stars. He ensured we were fully informed throughout the process and was patient with any questions we had. I will definitely be working with him again and I have already recommended his services to others.

    18-06-2022

  • Allen Guru

    Due to our circumstances of busy schedule unfortunately we didn't had much time to do online remortgage research on comparison websites. When I looked for my options I found LK mortgage and Finance as I had heard positive feedback from one of my friend so I spoke with Mr Patel who gave me hope that it was still achievable in short period of time as my current residential mortgage was experiencing in few weeks time. When we were going through all the process there was an extra hurdle that was to do with speaking to lenders, conveyancing, solicitor due to less time. Mr Patel did everything for me and kept me informed on every occasion. Process was so smooth and quick I was amazed by his pace. I have taken help from 3 previous advisor in past but nothing can beat LK Mortgages and Finance. I will be doing more business with him in future. It couldn’t of done without their help, support and guidance, such an amazing and professional with so much knowledge that helped us to achieve our goal.

    18-06-2022

  • taran patel

    5 stars not enough for vinesh.i would give him 10 stars.I highly recommend Vinesh at LK Mortgage and Finance. Vinesh was there from Day 1 until we got the keys to our new home. Vinesh liaised with the Estate Agent and Solicitors, taking that burden away from us. I will definitely come back when my rate expires and would refer anyone who asks ... Thank you Vinesh for all your efforts and i have my own house.Also thanks for the gift.

    18-06-2022