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Federal Credit Unions

Lewisham Plus Credit Union

Lewisham Plus Credit Union is a financial services company located in London, England. As a Federal Credit Union, they offer a range of financial services to their members.

Introduction to Lewisham Plus Credit Union

Lewisham Plus Credit Union is a financial services company located in London, England. Founded in 1992, the company was established with the aim of providing financial assistance to the local community, allowing them to access affordable loans and savings accounts. What makes this credit union unique is that it is a federal credit union, which means it is regulated by the Financial Conduct Authority and the Prudential Regulation Authority, offering customers a secure and reliable service.

Services & Products

Lewisham Plus Credit Union offers a range of financial services, including savings accounts, loans, and budgeting advice. Customers can take advantage of low-interest loans, which are tailored to their individual needs, with repayment plans that suit their budget. They also offer a range of savings accounts, including Junior accounts and Christmas savings accounts, helping customers to save for their future.

Location

Lewisham Plus Credit Union is located in the Kirkdale area of London, which is known for its diverse community and local businesses. Customers can expect to find a range of shops, cafes, and restaurants in the area, as well as a number of other financial services. The company is conveniently located near public transportation options, with the closest stations being Sydenham Station, Forest Hill Station, and Catford Station, all within a 1-mile radius.

Benefits

Customers should choose Lewisham Plus Credit Union because of their commitment to providing affordable financial services to the local community. As a federal credit union, they offer a range of secure and reliable services, with low-interest loans and tailored savings accounts. The company also provides budgeting advice, helping customers to manage their finances and plan for their future.

Good to Know

Customers should be aware that Lewisham Plus Credit Union is a not-for-profit organization, which means that any profits are reinvested back into the company, benefiting its members. They are also a member of the Financial Services Compensation Scheme, which means that customers' deposits are protected up to £85,000.

Reviews

Customers have praised Lewisham Plus Credit Union for its friendly and helpful staff, as well as its affordable financial services. They appreciate the company's commitment to the local community and its focus on providing tailored solutions to their financial needs. Overall, customers have had a positive experience with Lewisham Plus Credit Union and would recommend it to others.

Amenities

  • amenity
    online banking
  • amenity
    mobile banking
  • amenity
    loan services
  • amenity
    savings account
  • amenity
    checking account
  • amenity
    money transfer services
  • amenity
    online bill pay
  • amenity
    online statements
  • amenity
    financial education
  • amenity
    secure login
  • amenity
    24-hour member support

FAQ

What types of loans and credit services are offered by your federal credit union?

We offer a variety of loans and credit services, including personal loans, car loans, home improvement loans, and credit cards. We also offer savings accounts, checking accounts, and certificates of deposit.

What are the eligibility requirements for becoming a member of your federal credit union?

To become a member of Lewisham Plus Credit Union, you must live, work, or study in the London Borough of Lewisham or have a family member who is already a member. You will also need to provide identification and open a savings account with a minimum balance of £1.

What fees or charges apply to using your credit union's services?

We strive to keep our fees and charges low for our members. Some of our services may have minimal fees, such as a small fee for a stop payment on a check or wire transfer. We do not charge monthly maintenance fees on our accounts.

What are the interest rates for savings accounts and loans at your federal credit union?

Our interest rates vary depending on the type of account or loan. For example, our savings accounts currently earn an annual percentage yield of 0.25%, while our personal loans have interest rates ranging from 9.9% to 18% APR.

What online and mobile banking services are available for members of your federal credit union?

We offer a variety of online and mobile banking services for our members, including online account access and management, mobile check deposit, bill pay, and e-statements. Our mobile app is available for both iOS and Android devices and allows members to easily manage their accounts on-the-go.

Reviews

  • Paul Williams

    Telephone service has recently become none existant, staff are lovely but take it hard when you point out this problem....

    26-10-2022
  • Christine Hill

    I can highly recommend this Credit Union . Always helpful and competent. Overall fantastic service

    26-10-2022
  • Shanelle C

    Really terrible experience with this place. Very hot and miss, they make it impossible to get in contact with them and when you do get to speak to someone, the person on the other end of the phone is generally not very good at customer service.

    26-09-2022
  • Josephine wills (ladywills)

    26-07-2022
  • Melisha Camile

    26-07-2022
  • Samantha Lee

    They're a warm friendly team that take the time to get to know you on first name basis loans are brilliant I've been with them for over 15 years and wouldn't bank anywhere else

    26-06-2022
  • Usher Robinson

    They do not answer calls like ever yesterday I tried from opening to closing no answer

    26-06-2022
  • K Sammy

    26-05-2022
  • stephen Hughes

    26-05-2022
  • Ayse Bardon

    I've been with credit union since it opened and I've been helped out ever since if they can help you they do everything to make sure that what you've asked for happens .

    26-05-2022