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Loan Agencies

Lendwise Ltd

Lendwise Ltd is a loan agency based in London, England. They offer a range of financial services to help individuals and businesses with their borrowing needs. With a commitment to providing excellent customer service and competitive rates, Lendwise Ltd is a trusted choice for those seeking loans and other financial solutions.

Introduction to Lendwise Ltd

Lendwise Ltd is a loan agency that was founded in London, England. The company was established with the aim of providing financial services to customers who require loans for various purposes. What makes Lendwise Ltd unique is their personalized approach to lending, which allows them to tailor their services to meet the specific needs of each customer.

Services & Products

Lendwise Ltd offers a range of loan options to customers, including personal loans, business loans, and debt consolidation loans. Customers can apply for loans online, and the company provides a quick and easy approval process. The loan terms are flexible, and customers can choose repayment options that suit their financial situation.

Location

Lendwise Ltd is located in Puddle Dock, London, which is a bustling commercial area that is home to many businesses and financial institutions. The area is easily accessible by public transportation, with the closest stations being Blackfriars, Mansion House, and St. Paul's, all within a 10-minute walk from the company's office. Customers can expect to find a diverse range of businesses in the area, from restaurants and cafes to banks and financial institutions.

Benefits

Customers should choose Lendwise Ltd because of their personalized approach to lending, which allows them to provide customized loan options to each customer. The company also offers competitive interest rates and flexible repayment options. Additionally, Lendwise Ltd has a quick and easy application process, which makes it easy for customers to get the funds they need.

Good to Know

Customers should be aware that Lendwise Ltd is a regulated loan agency, which means that they comply with all relevant regulations and laws. Additionally, customers should carefully consider their financial situation before taking out a loan and ensure that they can comfortably afford to make repayments.

Reviews

Customers have praised Lendwise Ltd for their excellent customer service and quick loan approval process. Many customers have also appreciated the company's flexible loan terms and competitive interest rates. Overall, Lendwise Ltd has received positive reviews for their personalized approach to lending and commitment to helping customers achieve their financial goals.

Amenities

  • amenity
    loan
  • amenity
    credit card
  • amenity
    online banking
  • amenity
    investment advice
  • amenity
    financial planning
  • amenity
    insurance
  • amenity
    mortgage
  • amenity
    debt consolidation

FAQ

What types of loans do you offer?

We offer a variety of loans such as personal loans, business loans, car loans, and home improvement loans. We also offer debt consolidation loans and student loans.

What are the interest rates for your loans?

Our interest rates vary depending on the type of loan and the borrower's creditworthiness. We offer competitive rates and will work with each individual borrower to find the best rate possible.

What is the application process for a loan?

The application process is simple and can be completed online or in-person at one of our locations. You will need to provide basic personal and financial information, as well as details about the loan you are seeking.

What are the requirements for loan approval?

We evaluate each loan application on a case-by-case basis, but generally look at factors such as credit score, income, and debt-to-income ratio. We also consider the purpose of the loan and the borrower's ability to repay.

What happens if I miss a loan payment?

If you miss a loan payment, there may be late fees or penalties. We encourage borrowers to contact us as soon as possible if they are having trouble making payments, as we may be able to work out a payment plan or other solution. It's important to stay in communication with us to avoid defaulting on the loan.

Reviews

  • Mollie Gillett

    DONT USE THIS SERVICE! I would of given them 0 starts if I could. I have paid my debt back without delay now for more than two years and I am currently in a very bad financial situation due to post covid constraints and being between jobs. I asked Lendwise to help me out for january and charge me less but they have not helped. I have been back and forwarding with them via email and and it feels like I'm being put off on purpose. I have been on hold to them for the last hour with no answer although they are open. Biggest mistake I ever made taking money out with them.

    29-01-2023
  • Yaz Bilotkach

    29-11-2022
  • Aaron Wilkins

    I wasn't sure whether I would be able to finance my master's degree in London until I found Lendwise as I didn't qualify for a great deal of student finance. I was really nervous when I called the first time because I didn't fully understand what, on the face of it sounded like an unusual arrangement, the idea of other people investing in funding young people to study. The team on the phone was so friendly and easy to talk to that I applied straightaway after the call and received my loan exactly as explained. Though I heartily look forward to paying it off, I have been really impressed by this company, each month they sent me a clear statement of my repayments and the date I will complete them. Would highly recommend!

    29-09-2022
  • Ashley Victoria

    If I could have given 0 stars I would have. I had a major medical incident last year and have tried to arrange (on lendwises advice) A debt repayment plan . Lendwise have continuously bullied me. Every time they ask for medical evidence and I have gave it to them they have asked for more . Every time I have given them financial info they have changed the goal post and asked for more. Their latest tactic is 'we need to know why your electricity and gas is exceedingly high'....have they been watching the news or has the cost of living crisis passed them by? I feel like they are trying to break me into paying what I cannot pay. Stay away from this company !!

    29-07-2022
  • Kostas Sarri

    Eternally grateful. When all doors where shut they supported me and gave me hope. They helped me all the way through the process. The best customer service team. Thank you again and again

    29-06-2022
  • David Valentine

    I found the whole Lendwise process opaque and unhelpful. I fully understand the P2P model and constrictions but the Company seem very rigid and inflexible. It was hard to understand what information they usefully require. Having obtained reports from 2 countries credit reference bureaus (zero adverse credit but also no credit history) and provided everything requested, they still declined the application with no reason given. As they allegedly support higher education and rely on future earning abilities to repay, declining this application would appear illogical, as it leads to a burgeoning employment market with worldwide demand. Was less than impressed with their lack of communication.

    29-05-2022
  • Levi Kritikos

    Positive: Professionalism

    29-05-2022
  • Martin Magrath

    Critical: Responsiveness

    29-05-2022
  • Big Mac

    Critical: Professionalism

    29-05-2022
  • Shwetabh Sameer

    Critical: Quality, Responsiveness

    29-05-2022