John Charcol
John Charcol is a financial services company based in Southampton, England. They specialize in providing a range of services including finance brokering, insurance brokering, mortgages, mortgage brokering, home insurance agencies, life insurance agencies, and other financial services. With years of experience in the industry, John Charcol is committed to providing their clients with the best possible solutions to meet their financial needs.
Introduction to John Charcol
John Charcol is a UK-based financial services company that specializes in mortgage and insurance brokering. Founded in 1974, the company has a long history of providing expert advice and guidance to its clients. What makes John Charcol unique is its commitment to finding the best possible financial solutions for its customers, regardless of their financial situation or credit history.Services & Products
John Charcol offers a range of financial services, including mortgage brokering, insurance brokering, and financial planning. Customers can work with a dedicated advisor to find the best mortgage or insurance products for their needs, and can access a variety of tools and resources to help them make informed decisions.Location
John Charcol is located in Southampton, a bustling city on the south coast of England. The area around the company's offices is home to a variety of businesses, including restaurants, shops, and other financial services companies. Customers can easily access the area via public transportation, with the closest options being the Northam Road bus stop, the Northam Bridge bus stop, and the Southampton Central train station.Benefits
Customers who choose John Charcol can benefit from the company's extensive experience and expertise in the financial services industry. With a focus on finding the best possible solutions for each client, John Charcol is committed to helping its customers achieve their financial goals.Good to Know
Customers should be aware that while John Charcol does offer a wide range of financial services, the company specializes in mortgage and insurance brokering. Customers who need other types of financial services may need to look elsewhere.Reviews
Customers have praised John Charcol for its knowledgeable advisors and excellent customer service. Many have noted that the company helped them find the best possible mortgage or insurance product for their needs, and that they would recommend John Charcol to others in need of financial advice.Amenities
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computer -
internet access
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private office
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financial advice
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investment advice
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insurance advice
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tax advice
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financial planning
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investment planning
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insurance planning
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tax planning
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online quote
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online payment
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free consultation
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online account
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discounts
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claims assistance
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loan
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refinancing
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mortgage broker
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credit score
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interest rate
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pre-approval
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online application
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home equity
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closing costs
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low interest rates
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fast approval
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flexible repayment options
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personalized service
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credit counseling
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refinancing options
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home equity loans
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policy review
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multi-policy discounts
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customized coverage
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life insurance policies
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retirement planning
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disability insurance
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long-term care insurance
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group insurance
FAQ
How much coverage do I need?
At John Charcol, we understand that each individual's coverage needs are unique. Our team of experienced advisors will work with you to assess your personal circumstances and help you determine the coverage amount that best fits your needs.What are the premiums for your policies?
The premiums for our policies vary depending on the type of coverage, coverage amount, and individual circumstances. We offer competitive rates and work to ensure that our clients receive the best value for their money.What fees and charges can customers expect when using your services?
At John Charcol, we are committed to transparency and ensuring that our clients are fully informed of any fees and charges associated with our services. We will provide you with a full breakdown of any fees and charges before you commit to using our services.How does your company handle rate increases and renewals?
We understand that rate increases and renewals can be a concern for our clients. Our team works to monitor market trends and negotiate with insurers to ensure that our clients receive the best possible rates. We will work with you to review your policy at renewal and make any necessary adjustments to ensure that you continue to receive the best coverage and rates.What are your interest rates?
As a mortgage broker, we work with a wide range of lenders and can offer a variety of interest rates to our clients. Our team will work with you to find the best interest rate for your personal circumstances and help you secure the best mortgage deal for your needs.Reviews
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Ziad Sarraj
John Charcol team (very special thanks to Gordon and Scott) helped us remortgage our property despite the complex nature of our case as British expats. At the beginning of the process, Gordon gave us clear advice on the options we had and what each of them entail. Thereafter, he helped us put together the required documentation for the mortgage application and his responsiveness was key to a quick turnaround of our application. Once the application was made, Scott helped us liaise with the lender to complete the process successfully. The service is highly recommended and promises great value for money.
26-05-2023
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Ben Driscoll
Very impressed with first time using John Charcol. Designated account handlers were friendly, helpful and prompt to respond, whilst sales staff were knowledgeable and communicative, but never pushy. Overall a pretty stress-free experience, many thanks.
12-05-2023
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Duncan Hartley
A great service that I would highly recommend to others. We were re-mortgaging a UK property from overseas and had previously encountered difficulties. Mark was able to find us a mortgage option that worked and provided guidance, advice and expertise that made it possible. Iain too was excellent once we had begun the actual application, taking a lot of the stress out of the process. As others have commented, ours was not a straightforward situation, but Mark and Iain helped secure us a re-mortgage that fitted our needs. Thanks from a very satisfied customer.
26-04-2023
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Carl Williams
Excellent service from the team especially Iain Rossi who kept me informed all through the process plus liaised with the lender on my behalf when things were difficult due to time differences.
26-03-2023
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nyasha nyaumwe
Brian Simpson, Lauren Welch and the whole team at John Charcol made the whole process enjoyable. As a first time buyer I was very concerned about the whole buying a house process, but Brian made sure I understood the jargon and he was ready to answer any questions I had. I didn't need to chase anyone in the team. They were always updating me on what's happening next. Everything was sorted from Mortgage to insurance by the team and they all go me deals I'm pleased with. I have already started recommending John Charcol to all my friends.
26-03-2023
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Adam Armstrong
Extremely knowledgeable and supportive people who made the difference when arranging our mortgage. Lauren and Scott were incredible.
26-03-2023
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Marlene Morley
helpful advice based on a clear understanding
26-03-2023
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Padraig Connelly
Outstanding service from a very devoted team. Always giving me regular updates with the progression throughout the purchase. I will used them again in the future!
26-03-2023
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Venu Kalakota
Daniel Dordon-Pike, my mortgage adviser - No words are enough on how he helped me from the initial API through to the completion of the property. Very patient, kind, understanding and helpful in all aspects of my mortgage process. Would very strongly recommend John Charcoal if you make your dream come true!! Thanks Daniel for all the support
26-02-2023
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Gérald Perez
From the very first exchange, Brian was available and responsive. Also after analyzing the fees, it seemed natural to work with John Charcol. The bank was not as quick, but the follow-up team, Gemma and Iain, have always been there to answer my questions and provided excellent follow-up until the sale was closed. I will certainly use John Charcol again and I can only recommend their services.
26-02-2023
