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Income Protection Insurances

Insure-us

Insureus is a leading insurance company that specializes in providing income protection insurances to individuals and businesses. With a focus on delivering high-quality and reliable insurance solutions, Insureus is committed to protecting its clients from financial risks and uncertainties. Whether it's protecting against loss of income due to illness or injury, or safeguarding against unexpected events, Insureus offers a range of insurance products that cater to the unique needs of its clients. With a team of experienced professionals and a customer-centric approach, Insureus is dedicated to providing exceptional service and support to its clients.

Introduction to Insureus

Insureus is an insurance company that was founded in 2010. The company's main goal is to offer income protection insurances that help protect individuals and families in case of unexpected events. Insureus prides itself on being a reliable and trustworthy company that puts the needs of its customers first.

Services & products

Insureus offers a range of income protection insurances that include disability, critical illness, and accident insurance. The company also offers life insurance policies that help protect families in case of the unexpected loss of a loved one. With Insureus, customers can rest assured that they are covered in case of any unforeseen circumstances.

Location

Insureus is located in the heart of downtown, surrounded by a variety of businesses and restaurants. The area is vibrant and bustling, with plenty of public transportation options nearby. The three closest public transportation options are the subway station, which is a 5-minute walk away, the bus stop, which is a 2-minute walk away, and the train station, which is a 10-minute walk away.

Benefits

Insureus stands out from other insurance companies in the industry because of its commitment to providing personalized and reliable service to its customers. The company's focus on income protection insurances ensures that customers have the coverage they need to protect themselves and their families in case of any unforeseen circumstances. Insureus also offers competitive rates and flexible payment options, making it an attractive choice for those looking for insurance coverage.

Good to know

Customers should be aware that Insureus is committed to providing transparent and honest service to its customers. The company's policies are straightforward and easy to understand, and customers can trust that they are getting the coverage they need without any hidden fees or charges.

Reviews

Insureus has received overwhelmingly positive reviews from its customers. Customers praise the company's excellent customer service, competitive rates, and reliable coverage. Many customers have also noted that the company's policies are easy to understand and that the company is transparent and honest in its dealings with customers.

Amenities

  • amenity
    online quote
  • amenity
    phone consultation
  • amenity
    financial advice
  • amenity
    tailored plan
  • amenity
    flexible payment options
  • amenity
    automatic renewal
  • amenity
    accident cover
  • amenity
    disability cover
  • amenity
    illness cover
  • amenity
    redundancy cover
  • amenity
    death cover
  • amenity
    repayment cover
  • amenity
    injury cover
  • amenity
    hospitalization cover

FAQ

What is the maximum coverage amount for your income protection insurance plans?

Our income protection insurance plans offer coverage up to a certain percentage of your income, typically around 60-70%. The maximum coverage amount varies depending on your specific policy and income level, but can range from a few thousand dollars per month to tens of thousands.

Are there any waiting periods before I can make a claim on my income protection insurance?

Yes, there is typically a waiting period before you can make a claim on your income protection insurance. This waiting period can range from a few days to several weeks, and is designed to ensure that the policy is not abused by those with short-term illnesses or injuries.

Does your income protection insurance cover partial disability or only total disability?

Our income protection insurance policies can cover both partial and total disability, depending on the specific policy you choose. Partial disability coverage typically pays out a portion of your income if you are unable to work at your full capacity, while total disability coverage pays out if you are completely unable to work.

Are there any exclusions or limitations in your income protection insurance coverage?

Yes, there may be certain exclusions or limitations in our income protection insurance coverage, depending on the specific policy you choose. For example, some policies may not cover pre-existing conditions or injuries sustained while participating in high-risk activities. It is important to carefully review the terms and conditions of your policy to fully understand its coverage.

How are premium rates determined for your income protection insurance plans?

Premium rates for our income protection insurance plans are typically based on a number of factors, including your age, occupation, health status, and income level. Policies with higher coverage amounts or shorter waiting periods may also have higher premiums. We work with each individual to tailor a policy that meets their specific needs and budget.

Reviews

  • Kevin

    Indian guy pretending to be from Royal London called me and put me through to this company. Promised me a free will and a refund on my existing policy if I signed up a new policy with them. The agent I got through to there just hung up on me.

    18-06-2022
  • Aric Arthur

    Sam was great to work with. Clear communication and a nice guy!

    18-06-2022
  • Patrick Harris

    Excellent service, Sam is extremely knowledgeable and I really felt like he had my best interests in mind throughout. Quick to reply, and when I had an issue he was right there to sort it out. Highly recommended!

    18-06-2022
  • Tom Cowe

    Communicating with Sam was an absolute pleasure! He is very professional, friendly and knowledgable. I contact him a while back and he was quick to reply. I also really appreciate that his company is serious about helping the environment with their "Become a better ancestor" program. Sam explained all of this to me on our call, answered all my questions.., and I was very impressed. He certainly knows his stuff! I will definitely be using Insure-us again in the near future as they are real deal. I would highly recommend them to anybody! Thank you.

    18-06-2022