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Mortgages

Independent UK Mortgages

Independent UK Mortgages is a company based in Stoke-on-Trent, England that specializes in providing mortgages and financial services. They are committed to helping their clients find the best mortgage solutions that suit their individual needs. With their expertise and experience in the industry, Independent UK Mortgages aims to provide excellent customer service and support throughout the mortgage process.

Introduction to Independent UK Mortgages

Independent UK Mortgages is a company that specializes in providing mortgage and financial services to customers in the United Kingdom. Founded in 2010, the company has since grown to become a leading provider of mortgage services in the region. What sets Independent UK Mortgages apart from its competitors is its commitment to providing personalized service to each customer, taking into account their unique needs and financial situation.

Services & Products

Independent UK Mortgages offers a range of services, including mortgage advice, remortgaging, first-time buyer mortgages, buy-to-let mortgages, and more. Customers can also access free mortgage calculators and other financial tools on the company's website. Independent UK Mortgages takes pride in its ability to provide customized solutions to each customer, rather than offering a one-size-fits-all approach.

Location

Independent UK Mortgages is located on Leek New Road in the Stockton Brook area of Stoke-on-Trent, England. The area is known for its picturesque countryside and tranquil atmosphere, and is home to a variety of small businesses and shops. The closest public transportation options are the Stoke-on-Trent railway station, which is 4 miles away, the Cauldon Lowe railway station, which is 3 miles away, and the Stoke-on-Trent bus station, which is 3.5 miles away.

Benefits

Customers who choose Independent UK Mortgages can expect personalized service from a team of experienced professionals who are committed to helping them achieve their financial goals. The company's focus on customized solutions means that customers can expect to receive a mortgage that is tailored to their unique needs and situation, rather than a one-size-fits-all approach. Independent UK Mortgages also offers competitive rates and a range of financial tools to help customers make informed decisions about their mortgage.

Good to know

Customers should be aware that Independent UK Mortgages is a financial services company that specializes in mortgages. While the company offers a range of financial tools and advice, its primary focus is on providing mortgage services to customers in the United Kingdom.

Reviews

Customers have praised Independent UK Mortgages for its personalized service, competitive rates, and commitment to finding the best mortgage solution for each customer. Many customers have also noted the company's user-friendly website and range of financial tools, which have helped them make informed decisions about their mortgage. Overall, customers have found Independent UK Mortgages to be a reliable and trustworthy provider of mortgage services in the United Kingdom.

FAQ

What types of mortgages do you offer, and which one is best suited for my financial situation?

We offer a variety of mortgage options including fixed-rate, adjustable-rate, interest-only, and buy-to-let mortgages. The best option for your financial situation will depend on factors such as your credit score, income, and long-term financial goals. Our mortgage advisors can provide personalized recommendations based on your individual circumstances and preferences.

What are the interest rates and monthly payments associated with each mortgage option?

Interest rates and monthly payments will vary depending on the specific mortgage option you choose and your individual financial situation. Our mortgage advisors can provide you with detailed information on interest rates and monthly payments for each option, as well as help you calculate the costs associated with each.

Can you provide me with a breakdown of all the fees I will be charged throughout the mortgage process?

Yes, we can provide you with a detailed breakdown of all fees associated with the mortgage process, including application fees, appraisal fees, and closing costs. Our mortgage advisors will ensure that you have a thorough understanding of all costs associated with your mortgage before you make a final decision.

What is the minimum credit score required to qualify for a mortgage with your company?

The minimum credit score required to qualify for a mortgage with our company will vary depending on the specific mortgage option you choose and your individual financial situation. Our mortgage advisors can provide you with personalized guidance on credit score requirements and help you understand how your credit score can impact your mortgage options.

How long does the mortgage application and approval process typically take?

The mortgage application and approval process can vary depending on a variety of factors, such as the specific mortgage option you choose and the complexity of your financial situation. However, our mortgage advisors will work with you to ensure that the process is as smooth and efficient as possible. We will keep you informed throughout every step of the process and strive to complete your application and approval as quickly as possible.

Reviews

  • Brett Stanfield

    I was recommended to Rob by a family member and am really pleased I used him. He got me to mortgage offer stage in less than 2 weeks after my offer was accepted and I would highly recommend his services.

    24-05-2023
  • Mark Rushton

    Rob and his team have been absolutely brilliant with me they have explained everything to me step by step he also kept me up to date all the way through. He has gone above and beyond more than I expected. If I could give more than 5 star I would thank you for your help and guidance.

    26-04-2023
  • David Dobson

    I’ve used Rob for my mortgages for 6 years now and he has always been brilliant. I’ve just completed on my new home and the mortgage process with Rob was faultless. He always makes himself available, even in the late evenings and weekends and I can’t thank him enough for helping me so well every time. I certainly don’t find the mortgage process stressful at all thanks to Rob. VERY Highly Recommended 5*****

    26-03-2023
  • Holly Lambert

    Rob is a great mortgage advisor, he will always tell you the best deal available, even if it works out cheaper elsewhere, Rob wants you to have all the available information to make a decision. Always so easy to get a hold of and available whenever you need him - first class service 👌 thanks Rob and Adella!

    26-03-2023
  • Jack Manning

    Had a brilliant Chat with rob, although a mortgage Is not currently on the table for me he pointed me in the right direction.. went out of his way to check through everything and show me what to improve. Keeping in contact and getting me to where k need to be. Could not recommend enough

    26-02-2023
  • Robert Clowes

    Fantastic Service by people who are passionate about there service. Would highly recommend to anybody

    26-02-2023
  • Chloe Hampton

    Rob made the process of getting a mortgage so easy. Not only did he do all the hard work for us he made sure we understood what was going on each step of the way. He was always contactable by phone if we had any questions and kept us updated. I’m hoping not to move again any time soon, but I’ll definitely use Rob should I need his services in the future and I’d happily recommend him to anyone.

    26-01-2023
  • Liam Donnelly

    We’re first time buyers and Rob and Rhona have both been absolutely incredible. Buying a house is supposed to be the most stressful period of someone’s life, but they have both been amazing which made the process as stress-free as possible. Everything was fully explained from start to finish. Absolutely brilliant.

    26-01-2023
  • Kerri Marsh

    Very helpful and knowledgeable and I would recommend

    26-01-2023
  • john lancashire

    Rob Jones at independent mortgages was completely professional in the information he gave us and the product he found for us, and help us all the way through the process and would highly recommend his services and have done so already to a family member. Many thanks John Lancashire

    26-10-2022