Independent Mortgage Solutions
Independent Mortgage Solutions is a UK-based company that specializes in providing financial services related to mortgages. As mortgage lenders, they offer a range of solutions to help individuals and businesses secure the financing they need to purchase property. With a focus on customer service and personalized attention, Independent Mortgage Solutions is committed to helping clients achieve their financial goals.
Introduction to Independent Mortgage Solutions
Independent Mortgage Solutions is a financial services company based in Lymington, England. The company has a rich history of providing mortgage loans to customers in the United Kingdom. The company's goal is to provide personalized mortgage solutions to customers at an affordable rate. What makes Independent Mortgage Solutions unique is its commitment to customer satisfaction and its ability to tailor its services to meet the specific needs of its customers.Services & Products
Independent Mortgage Solutions offers a range of services to its customers, including mortgage loans, refinancing options, and home equity loans. The company's mortgage loan options are designed to fit the unique needs of each customer, whether they are a first-time homebuyer or looking to refinance their current mortgage. Independent Mortgage Solutions also offers competitive rates and flexible repayment options to help customers find the right solution for their financial needs.Location
Independent Mortgage Solutions is located in Lymington, a charming town in Hampshire, England. The area is known for its stunning natural beauty and charming seaside atmosphere. Customers can expect to find a range of businesses in the area, including restaurants, cafes, and boutique shops. The town is easily accessible by public transportation, with the closest bus stop, train station, and ferry terminal all within a few miles of the company's location.Benefits
Customers should choose Independent Mortgage Solutions because of the company's commitment to personalized service and competitive rates. The company's experienced team of mortgage lenders is dedicated to helping customers find the right solution for their unique financial needs. Independent Mortgage Solutions also offers flexible repayment options and a streamlined application process to make the mortgage loan process as easy and stress-free as possible.Good to Know
Customers should be aware that Independent Mortgage Solutions is a licensed mortgage lender in the United Kingdom and is regulated by the Financial Conduct Authority (FCA). The company is committed to transparency and providing customers with all the information they need to make informed decisions about their financial future.Reviews
Customers have praised Independent Mortgage Solutions for its personalized service, competitive rates, and streamlined application process. Customers have also noted the company's dedication to transparency and providing all the information customers need to make informed decisions about their mortgage loans. Overall, customers have had a positive experience working with Independent Mortgage Solutions and would recommend the company to others looking for mortgage solutions.Amenities
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loan -
mortgage
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refinancing
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credit score
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interest rate
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pre-approval
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down payment
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closing costs
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escrow
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title insurance
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appraisal
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lock-in period
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prepayment penalty
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private mortgage insurance
FAQ
What types of mortgages do you offer and what are their rates?
We offer a variety of mortgage options, including fixed-rate and adjustable-rate mortgages. Our rates depend on several factors, such as the type of mortgage, the length of the loan, and the borrower's credit score.What are the terms and conditions of the mortgage?
Our mortgage terms and conditions vary depending on the type of mortgage and the borrower's individual situation. We offer flexible terms to meet the needs of our clients.What are the eligibility criteria and application process for the mortgage?
To be eligible for a mortgage, the borrower must meet certain requirements, such as having a good credit score and a steady income. The application process involves filling out an application, providing documentation, and undergoing a credit check.What is the timeline for processing the mortgage application?
The timeline for processing a mortgage application varies depending on several factors, such as the type of mortgage and the complexity of the borrower's financial situation. We strive to process applications as quickly as possible, typically within a few weeks.What are the fees associated with the mortgage and how are they calculated?
The fees associated with a mortgage vary depending on the type of mortgage and the borrower's individual situation. Some common fees include application fees, appraisal fees, and closing costs. These fees are typically calculated as a percentage of the loan amount. We provide a full breakdown of fees to our clients before they agree to the loan.Reviews
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Dave Simpson
Complete time waster, never returns calls or messages. I would strongly advise steering clear if you want any hope of actually purchasing a property.
14-05-2023
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Ryan Loveless
Simon and Annie at IMS have been fantastic in sorting both my new mortgage and life insurance out over the past few months. Simon has been on hand to give advice as and when i needed it and always kept in regular contact during my mortgage application with available options to myself and my wife. I would highly recommend their services to anyone who needs mortgage advice .
28-03-2023
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Lisa Thornton
Honestly, I cant recommend these guys enough. What a team Annie and Simon are, their advice, honesty and efficiency is rarely seen these days. Thank you so much!
28-02-2023
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Frances Miles
Simon has provided an excellent service throughout the whole process of finding me a new mortgage. At a time when the market is all over the place Simon has remained very calm and reassuring. As I'm self employed it is always more tricky finding a suitable product but Simon managed to do this. His assistant Annie has also been very professional and kept me up to date at all times. I would highly recommend them.
28-02-2023
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Sam Haythornthwaite
Fantastic team who take the time to explain everything in simple terms. Held our hand through the entire process and gave great advice. Would highly recommend.
28-02-2023
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Edward Rice
Simon & Annie have given excellent advice and support in finding and arranging a cost effective mortgage.
28-12-2022
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Martyn Smith
28-12-2022
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Myfanwy Wood
Simon and Annie were incredible throughout! They explained the process clearly and found us the best mortgage deal. They also assisted us during the conveyancing and were always available. Could not recommend more!
28-10-2022
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J H
Highly recommended! Simon and Anne have provided me with excellent advice and service for a number of mortgages. Simon's knowledge of the mortgage market is extensive.
28-05-2022
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Harry Toomer
great people who have sorted out two mortgages with now. would highly recommend.
28-05-2022
