Ikano Bank UK
Ikano Bank UK is a financial services company located in Nottingham, England. They specialize in banking services and offer a range of financial products to their customers. As a trusted bank, Ikano Bank UK provides reliable and secure services to meet the needs of their clients.
Introduction to Ikano Bank UK
Ikano Bank UK is a financial services company that was founded in 1995. Originally established in Sweden, the bank expanded to the UK in 2000. The company's purpose is to provide simple and straightforward financial products to customers with a focus on sustainability and responsible lending. Ikano Bank UK is unique because it is a family-owned bank that prioritizes customer satisfaction and ethical business practices.Services & products
Ikano Bank UK offers a range of financial products and services, including personal loans, savings accounts, and credit cards. Customers can also take advantage of the bank's car finance and home improvement loans. One of the most popular products offered by the bank is their savings account, which offers competitive interest rates and flexible terms.Location
Ikano Bank UK is located in Nottingham, England, in the area of WaterFront House on Station St. The area is an up-and-coming business district with a mix of office buildings, restaurants, and shops. Customers can expect to find a variety of businesses in the area, ranging from small startups to large corporations. The location is easily accessible by public transportation, with the three closest options being Nottingham Railway Station (0.3 miles), Nottingham Tram Stop (0.4 miles), and Broadmarsh Bus Station (0.5 miles).Benefits
Customers should choose Ikano Bank UK because of the bank's commitment to responsible lending and ethical business practices. The bank offers competitive interest rates and flexible terms on their financial products, making them an attractive option for customers who want to borrow or save money. Additionally, Ikano Bank UK has a reputation for excellent customer service, with a team of knowledgeable and friendly staff available to assist customers with their financial needs.Good to know
Customers should be aware that Ikano Bank UK is not a traditional high street bank and does not have physical branches. However, the bank does offer online banking and a customer service phone line for customers to access their accounts or speak with a representative.Reviews
Customers who have used Ikano Bank UK's services have praised the bank for its competitive interest rates, easy-to-use online banking platform, and excellent customer service. Many customers have also appreciated the bank's focus on sustainability and ethical business practices. Overall, Ikano Bank UK has received positive reviews from customers who have found the bank to be a reliable and trustworthy financial institution.Amenities
-
atm -
online banking
-
mobile banking
-
debit card
-
loan
-
cash withdrawal
FAQ
What are the interest rates for various types of savings and investment accounts?
At Ikano Bank UK, we offer competitive interest rates for our savings and investment accounts. The interest rates vary depending on the type of account and the amount of money deposited. We recommend checking our website or speaking with one of our representatives for specific rates.Can you explain the fees associated with your checking and savings accounts?
We strive to keep our fees and charges as transparent and reasonable as possible. Some of our accounts may have monthly maintenance fees or transaction fees, but these vary depending on the account type and usage. We encourage you to review our account terms and conditions, or speak with one of our representatives, to fully understand the fees associated with our checking and savings accounts.What types of loans do you offer and what are the interest rates?
Ikano Bank UK offers personal loans and car loans at competitive interest rates. Our personal loans range from £1,000 to £15,000, with repayment terms from 12 to 60 months. Our car loans range from £7,500 to £60,000, with repayment terms from 12 to 60 months. The interest rates for our loans depend on factors such as the loan amount, repayment term, and creditworthiness of the borrower. We recommend checking our website or speaking with one of our representatives for specific rates.Is online banking available and what are the features?
Yes, we offer online banking for our customers. Our online banking platform allows you to view account balances and transaction history, transfer funds between accounts, pay bills, and more. You can also access our mobile banking app for added convenience. We prioritize security and use encryption and multi-factor authentication to protect your information.What security measures do you have in place to protect my financial information?
At Ikano Bank UK, we take the security of our customers' financial information very seriously. We use encryption and multi-factor authentication to protect your information online. We also monitor our systems regularly for any suspicious activity. If you notice any unauthorized activity on your account, we encourage you to contact us immediately so we can take appropriate action.Reviews
-
majid joudaki
21-05-2023
-
Zuzana Bernkopfova
Having a perfect credit score on Experian I was still refused Ikea finance. Probably for the best after reading all the 1 star reviews
07-05-2023
-
Ági Bob
28-04-2023
-
Peter James
Spoke to Josh in customer services who was too afraid to give out his surname. I wanted to make an early payment over the phone but you can only do that if you are in debt so rubbish bank.
28-04-2023
-
P L
Impossible to get hold of. I've rang and sent several emails as I have changed my number. I am unable to login to my account because you need your phone number. There is no option to get a code to your email and calls and emails to Ikano go ignored. I have had to cancel my direct debit at the bank as I have changed bank accounts and cannot change it via Ikano. Ridiculous. I have £1200 left of credit with them but will not be using this. I'll be closing my account as soon as I can get into it
28-04-2023
-
giulia nicola
Used for IKEA financing. Very poor customer service. We have been awaiting for a response for more than 2months now, and for a refund for at least 5. And Ikea cannot help with reaching them..
28-04-2023
-
Gemma
Great to take out ikea finance but the problems begin when you want to pay it off early and it's so difficult to find out how to speak to an actual person. Paid off my ikea finance early, then they still took the direct debt payments, when I called, they said they would return the money within 7-10 days! Taken in error and I have to wait to get my own money back. Ridiculous!! Will be the last time I use them!
28-04-2023
-
Beata Wityk
I asked for a payment holiday in February. It has been accepted. A month later I paid 2 installments. Overdue and current. 3 days later my credit score dropped 41 points due to a missed payment. Hard to contact the bank and they are not helpful
28-03-2023
-
Michael Mosley
They've shut themselves off from all customer communications, avoid and avoid retailers who use them. Appalling company and have complained to the financial ombudsmen, if you have problems you should as well.
28-03-2023
-
Odetta Graves
I am trying to get a final balance to pay it off, keeps saying they have no record of me yet they take my money every month???
28-03-2023
