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Federal Credit Unions

Hoot Credit Union

Hoot Credit Union is a financial institution located in Bolton, England. As a Federal Credit Union, they offer a variety of financial services to their members. Their mission is to provide affordable financial solutions and promote financial literacy in the community. Hoot Credit Union is committed to helping their members achieve their financial goals and improve their overall financial well-being.

Introduction to Hoot Credit Union

Hoot Credit Union is a federal credit union based in Bolton, England. The company was founded with the aim of providing financial services to the local community. What makes Hoot Credit Union unique is its focus on providing affordable, accessible, and ethical financial solutions to its members.

Services & products

Hoot Credit Union offers a range of financial services to its members, including savings accounts, loans, and insurance. Members can also benefit from financial education and advice, as well as access to online banking services.

Location

Hoot Credit Union is located in the heart of Bolton, on Victoria Square. The area is known for its bustling atmosphere and diverse range of businesses, including shops, restaurants, and cafes. Public transportation options nearby include the Bolton Interchange, Bolton Bus Station, and Trinity Street Bus Station, all within a 10-minute walk from the credit union.

Benefits

Customers should choose Hoot Credit Union because of its commitment to providing ethical financial services. Unlike traditional banks, credit unions like Hoot are owned and governed by their members, which means that profits are reinvested back into the community. Hoot also offers competitive interest rates and personalized financial advice to its members.

Good to know

Customers should be aware that Hoot Credit Union is only open to members. To become a member, individuals must meet certain eligibility criteria, such as living, working, or studying in the Bolton area.

Reviews

Customers have praised Hoot Credit Union for its friendly and helpful staff, as well as its commitment to ethical and transparent business practices. Members have also noted that the credit union offers competitive interest rates and a range of financial services to meet their needs.

Amenities

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    atm
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    online banking
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    mobile banking
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    loan services
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    savings account
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    checking account
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    credit card services
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    investment services
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    insurance services
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    financial planning
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    money transfer services
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    online bill pay
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    online statements
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    financial education
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    secure login
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    24-hour member support

FAQ

What types of loans and credit services are offered by your federal credit union?

We offer a range of loans including personal loans, auto loans, home equity loans, and credit cards. We also provide various credit services such as debt consolidation and credit counseling.

What are the eligibility requirements for becoming a member of your federal credit union?

To become a member of Hoot Credit Union, you must meet certain criteria such as living or working in the Bolton area, and being at least 18 years old. You will also need to complete a membership application and open a savings account with a minimum deposit of £5.

What fees or charges apply to using your credit union's services?

We strive to keep our fees and charges as low as possible for our members. Some fees may apply for certain services, such as overdrafts or wire transfers. However, we provide a fee schedule to our members and always disclose any fees or charges upfront.

What are the interest rates for savings accounts and loans at your federal credit union?

Our savings account interest rates vary depending on the type of account, but we always offer competitive rates. Interest rates for loans also vary depending on the type of loan and the creditworthiness of the borrower. We encourage our members to speak with a loan officer to discuss their options and rates.

What online and mobile banking services are available for members of your federal credit union?

We offer a variety of online and mobile banking services for our members, including online account access, mobile deposit, bill pay, and eStatements. We also provide a mobile app that allows members to check their account balance, transfer funds, and make loan payments from their smartphone or tablet.

Reviews

  • Paul Smethurst

    I have no problems with Hoot they serve the community I just wish they'd stay open later.

    28-12-2022

  • Nikki Banks

    I took out a loan of £200. 00, I have now paid back £400.00 ans they still want money from me. DO NOT UNDER ANY CIRCUMSTANCES BORROW MONEY FROM THESE LOAN SHARKS

    28-09-2022

  • Norma Rosevere

    28-05-2022

  • David Edge

    28-05-2022

  • Gavin Fitzsimmons

    Absolute joke of a place ... asked for loads of information over afew days only to decline the loan on something they could see in the first place... website says they're there for individual needs ... they're really not dont waste your time ... useless company... wont help you if your working but will throw money at you if your on benefits

    28-05-2021

  • jirina pombova

    layerss theyyyyy try to ring them up to 70time today they told me that i will.my money in my account in 2hoursss nothingggg full offf rubishhhh

    28-05-2020

  • katie stephens

    28-05-2020

  • Sheila Benson

    Had 2 loans 700.00 and 1 for 500.00 no problem good freindly staff and low interest excellent for people on low income

    28-05-2019

  • zoey lomax

    28-05-2019

  • Nexus 5

    28-05-2019