Featured image
Health Insurance Agencies, Income Protection Insurances, Dental Insurance Agencies

Healthwise Ltd

Healthwise Ltd is an insurance company based in Dudley, England. They specialize in dental insurance agencies, health insurance agencies, and income protection insurances. Healthwise Ltd offers a range of insurance options to meet the needs of their clients.

Introduction to Healthwise Ltd

Healthwise Ltd is a UK-based insurance company that offers a range of insurance products to clients. Founded in 2005, the company's primary goal is to provide affordable health insurance and income protection insurance to people of all ages. What sets Healthwise Ltd apart is their commitment to customer service and their willingness to go above and beyond to meet the needs of their clients.

Services & Products

Healthwise Ltd offers a range of insurance products, including health insurance, dental insurance, and income protection insurance. Their health insurance policies cover a variety of medical expenses, including hospital stays, doctor visits, and prescription medications. Their dental insurance policies cover routine dental care, such as cleanings and fillings, as well as more complex procedures like root canals and orthodontics. Their income protection insurance provides financial support to clients who are unable to work due to illness or injury.

Location

Located in Dudley, England, Healthwise Ltd is situated in a bustling area with plenty of other businesses nearby. Customers can expect to find a mix of retail shops, restaurants, and professional services in the area. There are several public transportation options nearby, including the Dudley bus station (0.2 miles), the Dudley Port train station (1.4 miles), and the Tipton train station (1.5 miles).

Benefits

Customers should choose Healthwise Ltd for their insurance needs because of their commitment to customer service and their range of affordable insurance products. Their policies are designed to meet the needs of people of all ages and income levels, and their knowledgeable staff is always available to answer questions and provide guidance.

Good to Know

Customers should be aware that Healthwise Ltd is an insurance company and that their policies have specific terms and conditions that must be met in order to receive coverage. Customers should read their policy documents carefully and ask questions if they are unsure about anything.

Reviews

Customers have praised Healthwise Ltd for their excellent customer service and their affordable insurance products. Many customers have noted that the staff are friendly and knowledgeable, and that they go above and beyond to meet the needs of their clients. Some customers have reported issues with claims processing, but overall, the company has received positive reviews from the majority of their clients.

Amenities

  • amenity
    online payment
  • amenity
    mobile app
  • amenity
    online scheduling
  • amenity
    24-hour service
  • amenity
    flexible payment plans
  • amenity
    online claims submission
  • amenity
    multiple insurance plans
  • amenity
    in-network providers
  • amenity
    free consultation
  • amenity
    in-person appointments
  • amenity
    insurance accepted
  • amenity
    online quotes
  • amenity
    affordable plans
  • amenity
    flexible coverage
  • amenity
    online quote
  • amenity
    phone consultation
  • amenity
    tailored plan
  • amenity
    flexible payment options
  • amenity
    automatic renewal
  • amenity
    accident cover
  • amenity
    disability cover
  • amenity
    illness cover
  • amenity
    death cover
  • amenity
    injury cover
  • amenity
    hospitalization cover

FAQ

What is the maximum coverage amount for your income protection insurance plans?

Our income protection insurance plans provide coverage for up to 75% of your gross income, subject to a maximum monthly benefit of £10,000.

Are there any exclusions or limitations in your income protection insurance coverage?

Yes, there are some exclusions and limitations in our income protection insurance coverage. For example, we do not cover pre-existing medical conditions or injuries that occur as a result of engaging in high-risk activities. Please refer to our policy documents for a full list of exclusions and limitations.

How are premium rates determined for your income protection insurance plans?

Premium rates for our income protection insurance plans are determined based on a variety of factors, including your age, occupation, health status, and the level of coverage you require. We offer competitive rates and flexible payment options to suit your needs.

How does your company handle claims and reimbursements?

We aim to make the claims process as simple and straightforward as possible. If you need to make a claim, you can contact our claims department by phone or email. We will guide you through the process and keep you informed of the status of your claim. Once your claim has been approved, we will reimburse you for the covered expenses, less any applicable deductibles or co-payments.

What is the process for pre-approvals or authorizations for specific dental procedures?

Our dental insurance plans typically do not require pre-approvals or authorizations for routine procedures such as cleanings, fillings, and extractions. However, if you require more complex or expensive procedures, such as orthodontic treatment or oral surgery, you may need to obtain pre-approval from our claims department. This will ensure that the procedure is covered under your plan and that you are aware of any out-of-pocket costs you may incur.

Reviews

  • Paul Swanson

    Healthwise are experts in the Health insurance sector, we not only look after clients healthcare needs, we also support them on a wide range of services including Life cover, Income Protection, Critical Illness, Cash Plans, Dental and Health screening. Our aim is to source the best premiums for our clients, as well as supporting them at all stages to ensure they gain value for money. So whether you are considering insurance for the first time, or you want to review an existing policy we would be more than happy to assist you. We look after individuals, SME and Large corporate clients and with 25 years experience we normally have all the answers . For professional jargon free advice call the team at Healthwise.

    26-05-2021