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Mortgage Lenders

Haysto

Haysto is a financial services company based in Norwich, England. They specialize in mortgage lending and provide a range of services to help clients find the best mortgage deals. With a team of experienced professionals, Haysto is committed to providing personalized solutions that meet the unique needs of each client. Whether you're a first-time buyer or looking to remortgage, Haysto can help you navigate the complex world of mortgage lending.

Introduction to Haysto

Haysto is a UK-based financial services company that specializes in helping customers secure mortgages. The company was founded in 2016 by two experienced mortgage brokers who wanted to make the often-complicated mortgage process more accessible to everyone. What makes Haysto unique is their commitment to providing personalized service to each customer and their focus on helping those who might have been turned down by traditional mortgage lenders.

Services & products

Haysto offers a range of services to help customers secure a mortgage, including mortgage advice, mortgage searches, and application support. They work with a variety of lenders to find the best mortgage product for each customer's unique needs and financial situation. In addition to traditional mortgages, Haysto also helps customers with more complex situations such as self-employment, adverse credit, and buy-to-let mortgages.

Location

Haysto is located in the Prince of Wales Road area of Norwich, England. This area is known for its vibrant nightlife and is home to many bars and restaurants. Customers can also find a variety of shops and businesses in the area. The closest public transportation options are the Norwich bus station (0.3 miles away), Norwich train station (1 mile away), and Norwich airport (4.5 miles away).

Benefits

Haysto stands out from other mortgage lenders because of their commitment to personalized service and their willingness to work with customers who might have been turned down by other lenders. They understand that the mortgage process can be overwhelming and strive to make it as straightforward as possible for each customer. Their team of experienced mortgage brokers is dedicated to helping customers find the best mortgage product for their unique situation.

Good to know

Customers should be aware that Haysto is not a direct lender, but rather a mortgage broker that works with a variety of lenders to help customers find the best mortgage product. This means that there may be additional fees associated with using their services, but they strive to be transparent about these costs upfront.

Reviews

Customers rave about the personalized service they receive from Haysto. Many customers have been turned down by other mortgage lenders in the past and appreciate the extra effort that Haysto puts into finding a solution that works for them. Overall, customers highly recommend Haysto for their mortgage needs.

Amenities

  • amenity
    mortgage
  • amenity
    credit score
  • amenity
    interest rate
  • amenity
    pre-approval
  • amenity
    down payment

FAQ

What types of mortgages do you offer and what are their rates?

We offer a variety of mortgage options including fixed-rate mortgages, adjustable-rate mortgages, and government-backed mortgages. Our rates vary depending on the type of mortgage and current market conditions. You can contact us to get a personalized quote.

What are the terms and conditions of the mortgage?

Our mortgage terms and conditions vary depending on the type of mortgage you choose. Generally, our mortgages have terms of 15 to 30 years and require a down payment of at least 3%. We also require borrowers to have a good credit history and stable income.

What are the eligibility criteria and application process for the mortgage?

To be eligible for a mortgage, you must meet our credit and income requirements. You will need to provide documentation such as pay stubs, tax returns, and bank statements to support your application. The application process involves filling out an application form, providing documentation, and undergoing a credit check.

What is the timeline for processing the mortgage application?

The timeline for processing a mortgage application varies depending on several factors, including the type of mortgage, the complexity of the application, and the speed at which you provide documentation. Generally, you can expect the application process to take anywhere from 30 to 60 days.

What are the fees associated with the mortgage and how are they calculated?

There are several fees associated with a mortgage, including appraisal fees, title fees, and closing costs. These fees vary depending on the type of mortgage and the location of the property. We will provide you with a detailed breakdown of all fees associated with your mortgage before you sign your loan documents.

Reviews

  • Emily Scott

    Phil, Poppy and the Haysto team are brilliant! supportive, patient and understanding that life doesnt always go to plan. Having a DMP i needed experts to navigate the world of specialist mortgage providers, yes they have a fee but its worth it! i not only got the mortgage i needed to purchase my new home, but with a great rate also! i couldnt be happier :) thank you Haysto making things possible for people like me!

    26-05-2023
  • Cackapella

    Absolute waste of time don’t bother . Had several different case managers without being told about . Constantly felt like we were an after thought . Sounded unsympathetic when we were told we hadn’t been accepted for a mortgage . Went with another company sorted us in 8 weeks . Now been living happily in wales for 8 months . No thanks to Haysto

    25-05-2023
  • Paul Young

    A very good experience working with Tyler and Poppy who were always professional and responsive and worked with the lender to resolve any issues. I would recommend Haysto.

    24-05-2023
  • Talitha Maddison

    Couldn’t speak highly enough. When everyone told us ‘no, no chance’. Not only did they say yes, they knew what they were talking about and got us our dream home. We will 100% be using again.

    26-04-2023
  • Kayleigh lenton

    Satnam was a great help in getting me a mortgage very professional and friendly

    26-03-2023
  • Juan Panchi

    Nobody told me about you guys ,God led me to search on Google and after looking that there were many companies dedicated to this I decided to click on your website and contact you, and now thanks God I already have my mortgage offer active,approved and all thanks to this team ,God bless you guys with a lot of wisdom so that you can continue making the dream come true for many people

    26-03-2023
  • D Mast

    Absolute fantastic company, professional, supportive and transparent. Solved our mortgage issues and helped us onto the next chapter of our lives. Big thank you to Tom Duncan, an absolute superstar.

    26-03-2023
  • Balram Subedi

    Horrible experience, waste of time at end no result.

    26-02-2023
  • Gemma Ball

    Tom and Olivia been amazing and got us a morgage

    26-01-2023
  • Charlotte Whitlock

    Massive thank you to Tom and Bradley, we had nearly lost hope of getting a mortgage but we have just received our mortgage offer! Such a smooth process with great communication! Thank you again.

    26-01-2023