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Income Protection Insurances

Hart Insurance Brokers

Hart Insurance Brokers is a reputable insurance company based in Helensburgh, Scotland. They specialize in providing income protection insurances to their clients. With their expertise in the field, they offer comprehensive insurance solutions that cater to the unique needs of their customers. Hart Insurance Brokers is committed to delivering exceptional service and ensuring that their clients have the protection they need.

Introduction to Hart Insurance Brokers

Hart Insurance Brokers is a family-owned business that has been operating for over 20 years, providing reliable insurance services to the people of Helensburgh and beyond. The company was founded with the purpose of ensuring that individuals and businesses alike have access to the best income protection insurances available. What makes Hart Insurance Brokers unique is their personalized approach to each customer's needs, making sure that they get the best insurance policy that fits their budget and requirements.

Services & products

Hart Insurance Brokers specializes in income protection insurances, which provide financial support to policyholders in case of illness, injury, or unemployment. They offer a range of policies that cater to different needs and budgets, from short-term to long-term coverage. The company also provides insurance policies for businesses, such as liability insurance, property insurance, and professional indemnity insurance.

Location

Located on James St in Helensburgh, Hart Insurance Brokers is situated in the heart of the town's business district. The area is known for its quaint shops, cafes, and restaurants, providing a vibrant atmosphere for visitors and locals alike. Public transportation options are also readily available, with the nearest bus stop just a few steps away from the office. The three closest public transportation options are Helensburgh Central railway station (0.5 miles), Helensburgh Upper railway station (0.8 miles), and the Helensburgh Pier Ferry Terminal (0.4 miles).

Benefits

Hart Insurance Brokers stands out from other insurance brokers in the industry because of their personalized approach to each customer's needs. They take the time to understand their clients' requirements and provide tailored solutions that fit their budget and preferences. The company also offers competitive pricing and flexible payment options, making it easy for customers to get the coverage they need without breaking the bank.

Good to know

Customers should be aware that Hart Insurance Brokers only offers income protection insurances and insurance policies for businesses. They do not provide other types of insurance such as car insurance, home insurance, or travel insurance.

Reviews

Customers have praised Hart Insurance Brokers for their excellent customer service and personalized approach. They appreciate the company's willingness to listen to their needs and provide tailored solutions that fit their budget and preferences. Many customers have also noted that the company's pricing is competitive, making it an affordable choice for income protection insurance.

Amenities

  • amenity
    online quote
  • amenity
    phone consultation
  • amenity
    financial advice
  • amenity
    tailored plan
  • amenity
    flexible payment options
  • amenity
    automatic renewal
  • amenity
    accident cover
  • amenity
    disability cover
  • amenity
    illness cover
  • amenity
    redundancy cover
  • amenity
    death cover
  • amenity
    repayment cover
  • amenity
    injury cover
  • amenity
    hospitalization cover

FAQ

What is the maximum coverage amount for your income protection insurance plans?

Our income protection insurance plans offer coverage up to 70% of your gross income, subject to a maximum limit of £250,000 per year.

Are there any waiting periods before I can make a claim on my income protection insurance?

Yes, there is a waiting period of 4 weeks before you can make a claim on your income protection insurance.

Does your income protection insurance cover partial disability or only total disability?

Our income protection insurance covers both partial and total disability, depending on the terms of your policy.

Are there any exclusions or limitations in your income protection insurance coverage?

Yes, there may be exclusions or limitations in our income protection insurance coverage depending on the terms of your policy. These may include pre-existing medical conditions, self-inflicted injuries, and injuries sustained while participating in high-risk activities.

How are premium rates determined for your income protection insurance plans?

Premium rates for our income protection insurance plans are determined based on several factors, including your age, occupation, health, and the level of coverage you require. We offer personalized quotes to ensure that you get the best possible rate for your specific needs.