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Finance Brokers, Mortgage Brokers

Habito

Habito is a financial services company based in London, England. They specialize in providing finance and mortgage brokerage services to their clients. With a team of experienced finance brokers, Habito is committed to helping their clients navigate the complex world of finance and find the best solutions for their needs. Whether you're looking for a mortgage, insurance, or other financial services, Habito is dedicated to providing personalized and professional service to help you achieve your goals.

Introduction to Habito

Habito is a finance and mortgage brokerage company based in London, England. The company was founded in 2015 with the aim of simplifying the mortgage process for customers. Habito uses technology to provide personalized mortgage advice and recommendations to customers, making the mortgage process more efficient and less stressful. What makes Habito unique is its focus on using technology to streamline the mortgage process, as well as its commitment to providing excellent customer service.

Services & Products

Habito offers a range of financial services, including mortgage advice and recommendations, as well as insurance and other financial products. Customers can use Habito's online platform to get personalized mortgage advice and recommendations, which are based on their individual financial situation and needs. Habito's team of expert brokers are on hand to provide additional support and advice to customers throughout the mortgage process.

Location

Habito is located in the heart of London, in the area of Gower's Walk. The area is known for its vibrant and diverse community, with a range of businesses and services available to residents and visitors. The nearest public transportation options to Habito are Aldgate East Station (0.2 miles), Whitechapel Station (0.3 miles), and Tower Hill Station (0.5 miles), which provide easy access to other parts of London.

Benefits

Customers should choose Habito because of its commitment to using technology to simplify the mortgage process, as well as its focus on providing excellent customer service. Habito's online platform makes it easy for customers to get personalized mortgage advice and recommendations, while its team of expert brokers are on hand to provide additional support and guidance throughout the process.

Good to Know

Customers should be aware that Habito is a mortgage broker, not a lender. This means that Habito does not provide mortgages directly, but instead works with a range of lenders to provide customers with the best possible mortgage options.

Reviews

Customers have praised Habito for its user-friendly online platform and excellent customer service. Many customers have commented on how easy it is to use Habito's platform to get personalized mortgage advice and recommendations, while others have praised the company's team of expert brokers for their helpfulness and support throughout the mortgage process. Overall, customers have had a positive experience with Habito and would recommend the company to others.

FAQ

What types of financial products and services do you offer to customers?

We offer a variety of financial products and services, including mortgage brokering, insurance, and other financial services. We work with a wide range of lenders to offer our customers a competitive selection of mortgage options. Our insurance products include home and life insurance, and we also offer other financial services such as equity release and buy-to-let advice.

What fees and charges can customers expect when using your services?

At Habito, we believe in transparency and we strive to keep our fees and charges as clear and straightforward as possible. We do not charge our customers any fees for our mortgage brokering service, and we do not charge any upfront fees for insurance products. We may receive commission from lenders and insurers for the products we recommend, but we always disclose this information to our customers upfront.

How do you ensure transparency and compliance in your financial dealings with clients?

As a regulated financial services company, we are committed to complying with all relevant laws and regulations. We have a dedicated compliance team that ensures that our operations and processes are compliant with all relevant regulations, and we are transparent with our customers about any fees, commissions or other costs associated with our products and services.

What are the fees associated with your services?

As mentioned earlier, we do not charge our customers any fees for our mortgage brokering service, and we do not charge upfront fees for insurance products. We may receive commission from lenders and insurers for the products we recommend, but we always disclose this information to our customers upfront.

How long does it typically take to process a mortgage application with your company?

The time it takes to process a mortgage application can vary depending on a number of factors, including the complexity of the application and the responsiveness of the lender. However, we work to make the process as fast and efficient as possible for our customers. Our online platform allows customers to complete their application quickly and easily, and we provide regular updates on the progress of the application. On average, we aim to have a decision in principle within 24 hours and a full mortgage offer within 21 days.

Reviews

  • Blessing James

    Great service, response time so quick. Thank you Chris Roy for your guidance and constant communication and finding the right mortgage for me in this unpredictable market.

    25-05-2023
  • Hayley Finn

    I like Habito because chat is all online and saved so you can review what has been said and work through everything at your own speed. Advisor Chris Roy was friendly and gave good advice and clearly assisted us through getting remortgaged. I recommend them to my friends.

    25-05-2023
  • Teymour Mirza

    Very friendly and relaxed guidance throughout what can be a stressful experience of submitting all the relevant documents in mortgage applications; helped by Habitos' easy to navigate system, but especially by the advisors, mine was great - Chris Roy is his name.

    25-05-2023
  • Nicole Raby

    Shout out to Chris Roy who made the mortgage application process super quick and easy. Great communication and fast responses from him throughout, answering all my questions promptly. I also got advice from two other mortgage brokers and found that Habito provided the best service for me, and therefore chose to proceed with Habito. Nothing negative to say!

    25-05-2023
  • Helen Miners

    Very helpful and patient with us in finding a mortgage to suit our situation. Thank you Chris Roy.

    23-05-2023
  • Meilir Tee Evans

    really user friendly service that made the application process really easy. Excellent customer service from the agents as well who answered any questions immediately. I think the extra layer between us and the bank probably added a few days to the total duration of the process due to a 'back and forth' requesting additional documents but overall it was definitely worth it.

    22-05-2023
  • Phillip Parrott

    Great experience, Chris Roy was a great help and extremely patient throughout the entire process. He also dealt with all our questions and document reviews in a timely manner.

    19-05-2023
  • Simone G

    Chris Roy has been dedicated and thorough on his recommendation getting back to every question I had. Very pleasant customer experience.

    19-05-2023
  • Garry Calderwood

    Very very helpful, and took all the hassle out of the remortgaging process. Special mention to Chris Roy for all the assistance.

    19-05-2023
  • Sarah Thompson

    19-05-2023