Featured image
Mortgages

Godiva Mortgages

Godiva Mortgages is a financial services company based in Coventry, England. They specialize in providing mortgages to their clients.

Introduction to Godiva Mortgages

Godiva Mortgages is a financial services company based in Coventry, England. The company was established to provide affordable and accessible mortgage solutions to customers in the United Kingdom. The company prides itself on its commitment to providing exceptional service and personalized solutions to each customer. What sets Godiva Mortgages apart from other companies in the industry is its focus on customer satisfaction and its innovative approach to mortgage lending.

Services & Products

Godiva Mortgages offers a range of mortgage services to customers, including fixed-rate mortgages, variable-rate mortgages, and buy-to-let mortgages. The company also offers remortgage solutions and mortgage advice to help customers make informed decisions about their financial future. In addition, Godiva Mortgages provides customers with access to online account management tools and resources to help them manage their mortgage effectively.

Location

Godiva Mortgages is located in Binley, Coventry, which is home to a variety of businesses, including technology companies, healthcare providers, and retail stores. Customers can expect to experience a bustling and vibrant community with easy access to public transportation options. The three closest public transportation options to the Godiva Mortgages location are the Coventry Arena Railway Station (1.5 miles), the Coventry Airport Bus Stop (1.8 miles), and the Binley Bus Stop (0.3 miles).

Benefits

Customers should choose Godiva Mortgages because of the company's focus on providing personalized solutions and exceptional service. The company's innovative approach to mortgage lending means that customers can expect to receive tailored advice and solutions that meet their unique needs. In addition, the company's commitment to customer satisfaction means that customers can expect to receive ongoing support and guidance throughout their mortgage journey.

Good to Know

Customers should be aware that Godiva Mortgages is a subsidiary of the Coventry Building Society, which is a well-established financial services company in the United Kingdom. The company is regulated by the Financial Conduct Authority and the Prudential Regulation Authority, which provides customers with added peace of mind and security.

Reviews

Customers have praised Godiva Mortgages for its exceptional service and personalized approach to mortgage lending. Customers appreciate the company's commitment to providing tailored solutions that meet their unique needs, and many have reported a positive experience when working with the company. Overall, customers have expressed high levels of satisfaction with Godiva Mortgages and would recommend the company to others looking for mortgage solutions in the United Kingdom.

Amenities

  • amenity
    loan
  • amenity
    refinancing
  • amenity
    mortgage broker
  • amenity
    credit score
  • amenity
    interest rate
  • amenity
    pre-approval
  • amenity
    online application
  • amenity
    financial advice
  • amenity
    home equity
  • amenity
    closing costs

FAQ

What types of mortgages do you offer, and which one is best suited for my financial situation?

We offer a variety of mortgage options, including fixed-rate mortgages, adjustable-rate mortgages, and government-backed mortgages. The best option for you will depend on your financial situation, including your income, credit score, and down payment amount. Our team can work with you to determine the best option for your specific needs.

What are the interest rates and monthly payments associated with each mortgage option?

Interest rates and monthly payments can vary based on the type of mortgage you choose, as well as your credit score and down payment amount. Our team can provide you with a personalized rate quote and estimated monthly payments based on your specific financial situation.

Can you provide me with a breakdown of all the fees I will be charged throughout the mortgage process?

Yes, we can provide you with a detailed breakdown of all fees associated with your mortgage, including origination fees, appraisal fees, and closing costs. Our team will work with you to ensure that you understand all of the fees and costs associated with your mortgage.

What is the minimum credit score required to qualify for a mortgage with your company?

The minimum credit score required to qualify for a mortgage with our company can vary based on the type of mortgage you choose. Generally, a credit score of 620 or higher is required for a conventional mortgage, while government-backed mortgages may have lower credit score requirements. Our team can work with you to determine your eligibility based on your credit score and other financial factors.

How long does the mortgage application and approval process typically take?

The length of the mortgage application and approval process can vary based on a variety of factors, including the type of mortgage you choose and the complexity of your financial situation. Generally, the process can take anywhere from several weeks to several months. Our team will work with you to ensure that the process is as smooth and efficient as possible, and we will keep you updated throughout each step of the process.

Reviews

  • Travel Pro MO

    The worst mortgage company I have ever had the misfortune of dealing with

    19-05-2023

  • Nasir Khan

    Excellent, fast efficient customer service. Was able to get through by phone and have query dealt with within 5 min.

    26-04-2023

  • IT HELPERS

    very helpful organisation. it has taken awful lot of time for paperwork to be processed from solicitors management company etc.. etc.. Godiva held on to this magnificent rate of 3.45% for months and extended the offer twice to accommodate us even regardless interest rates has been rocketing. Look forward to working with Godiva. truly amazing lender. Thank you

    26-04-2023

  • L Reader

    Been a customer for over 10 years. Always easy and pleasant to deal with. Good competitive rates too.

    26-01-2023

  • nel UK

    Our experience with Godiva mortgages has been good overall. Quick to answer phone calls and staff are friendly and helpful. However today I dealt with a young lady called Rhea who was exceptional… she even called the conveyancing department on our behalf to follow up the delay in completing our mortgage application, she then called me back explaining the outcome. Many thanks Rhea for your commendable service just wish more department had staff like you, you’re a true asset to Godiva Mortgages 👍🏻👏🏻

    26-11-2022

  • Michelle Kay

    Unbelievably this company gives you a mortgage offer for a specific time period that starts as soon as they’ve made their offer, even if they have not actually lent you the money yet. Avoid like the plague!!!

    26-10-2022

  • Vivien Alexander

    Our experience with godiva has been excellent. How mortgage application was dealt with and accepted in two weeks. The longest I've waited for the telephone to be answered is four minutes. All staff members have been pleasant, polite and have been able to deal with my questions competently. Would definitely recommend.

    26-10-2022

  • Kax London

    Staff have always been helpful when I've called

    26-10-2022

  • Jane Lichfield

    Have tried several times to contact them, nobody answers the phone. There is no other way of contact. There appears to be no complaints procedure either. I’m beginning to wonder if anyone works here

    26-10-2022

  • Drew Rogers

    26-09-2022