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Car Finance & Loan Companies

Fresh Credit

Fresh Credit is a financial services company based in Fareham, England. They specialize in car finance and loan solutions for their clients. With a commitment to providing excellent customer service, Fresh Credit strives to help individuals secure the financing they need to purchase their dream car. As one of the leading car finance and loan companies in the United Kingdom, Fresh Credit is dedicated to helping their clients achieve their financial goals.

Introduction to Fresh Credit

Fresh Credit is a leading financial services company based in Fareham, England. Their mission is to provide their customers with the best possible car finance and loan solutions. The company was founded with the aim of making the process of securing a car loan as easy and hassle-free as possible. What sets Fresh Credit apart from other loan companies is their commitment to providing personalized and transparent service to each of their customers.

Services & Products

Fresh Credit offers a range of financial services to their customers, including car loans and finance solutions. Customers can expect flexible repayment options and competitive interest rates. The company works with a variety of lenders to ensure that they can provide their customers with the best possible loan options. Fresh Credit also offers a range of online tools and resources to help customers make informed decisions about their finances.

Location

Fresh Credit is located in Cams Hall, Portchester, a thriving business district in Fareham. The area is home to a variety of businesses, including financial services companies, technology firms, and manufacturing companies. Customers can expect a bustling and dynamic atmosphere in this part of town. For those using public transportation, the nearest bus stop is just a short walk from the Fresh Credit offices. The three closest public transportation options are the Portchester railway station (1.5 miles), the Fareham railway station (2.5 miles), and the Portchester bus station (0.5 miles).

Benefits

Fresh Credit offers their customers a range of benefits that make them stand out from other car finance and loan companies. Their commitment to personalized service means that each customer receives a loan solution that is tailored to their needs. They work with a variety of lenders to ensure that customers have access to the best possible loan options. Their online tools and resources help customers make informed decisions about their finances.

Good to Know

Customers should be aware that Fresh Credit is committed to responsible lending and will only provide loans to customers who can afford to repay them. They encourage customers to use their online resources and calculators to determine how much they can afford to borrow.

Reviews

Fresh Credit has received overwhelmingly positive reviews from their customers. Customers praise the company for their personalized service, easy application process, and competitive interest rates. Many customers have noted that they were able to secure a loan through Fresh Credit that they were unable to obtain from other lenders. Overall, customers have found Fresh Credit to be a reliable and trustworthy financial services provider.

Amenities

  • amenity
    online application
  • amenity
    loan calculator
  • amenity
    credit check
  • amenity
    payment plan
  • amenity
    financing options
  • amenity
    online support
  • amenity
    loan approval
  • amenity
    low interest rate
  • amenity
    flexible terms
  • amenity
    fast approval
  • amenity
    personalized service

FAQ

What are the interest rates offered on car loans?

At Fresh Credit, our car loan interest rates vary depending on several factors, such as your credit score, loan amount, and repayment period. We offer competitive rates that are tailored to suit your financial needs and goals.

Can I get pre-approved for a car loan?

Yes, you can get pre-approved for a car loan at Fresh Credit. Our online application process is fast, easy, and convenient. Once you submit your application, we will review your credit score, income, and other financial information to determine your eligibility and pre-approve you for a loan amount.

What is the minimum credit score required to qualify for a car loan?

At Fresh Credit, we do not have a specific minimum credit score requirement to qualify for a car loan. However, your credit score will be one of the factors we consider when reviewing your loan application. A higher credit score may increase your chances of getting approved for a loan and qualifying for a lower interest rate.

Are there any penalties for early repayment of the loan?

No, there are no penalties for early repayment of the loan at Fresh Credit. We encourage our customers to pay off their loans as soon as possible to save on interest charges and improve their credit score.

What is the maximum amount I can borrow for a car loan?

The maximum amount you can borrow for a car loan at Fresh Credit depends on several factors, such as your income, credit score, and the value of the car you want to purchase. We offer loans from £1,000 to £50,000, and our loan specialists can help you determine the maximum amount you can borrow based on your individual financial situation.

Reviews

  • Craig Filipek

    Sarah was the lady who delt with our finance. She was amazing from start to finish. She new what she was talking about. She was quick at resurching the cars we picked and we was able to narrow it down to the one we bought.

    28-05-2022

  • Karen Strachan

    I dealt with Sarah from Fresh credit. And wow she is spot on with her customer service. And how quickly she replied with any issues I had. Well done Sarah.

    28-05-2022

  • Ethanjames Turner

    I contacted them last Friday my finace advisor Sarah was outstanding went out of her way to make sure we got the car we need would highly recommend Frest credit

    28-05-2022

  • Ian Tapner

    I would highly recommend this company they are fantastic and many thanks to Lewis for all he has done for me in getting my new vehicle

    28-05-2022

  • Gordon Ingram

    I was after a certain car, I contacted Fresh credit and spoke to Lewis who from start to finish was an absolute star, he made everything just right for me, I give Fresh credit 10 star rating and certainly recommend them. Thank you Lewis.

    28-05-2022

  • Louis Hollingsworth

    Sarah really went the extra mile to help me find the car I was looking for great service and a really lovely lady I highly recommend Sarah and fresh credit

    28-05-2022

  • Russell House

    Very friendly and helpful all the way through the process thankyou very much Sarah

    28-05-2022

  • jack cousins

    My experience with fresh credit has been amazing Especially lewis. He has helped me get the car I’ve wanted for ages and has made the process so easy and quick would recommend 100%

    28-05-2022

  • Nikki Elston

    What an amazing company to deal with! What can i say. I would give 10 stars if I could, Right from the start I received 100% service, I was a challenging customer, fussy about the car I wanted Dennis was amazing he dealt with me from the start, very friendly, Sarah then took over and wow she was so patient always so friendly and bubbly she felt more like a friend than a sales person, when I eventually found the right car the process was so quick and easy, I will actually miss speaking to her on a daily basis am sure she won’t miss me tho haha, a friendly approach and attitude is what you want in sales, buying a new car is stressful enough but the professionalism I received was second to none, I would highly recommend this company to anyone, sarah thank you so much for all your help and support, I love my new car

    28-05-2022

  • Brenda Anderson

    Was very good and fast Sarah was very good kept you up dated all the way through and very helpful

    28-05-2022