Fluent Money Ltd
Fluent Money Ltd is a financial services company based in Bolton, England. They specialize in providing mortgage and finance brokerage services, as well as income protection insurance. Their team of experts offers a range of financial solutions to help clients achieve their goals. Fluent Money Ltd is committed to providing exceptional customer service and helping clients make informed decisions about their finances.
Introduction to Fluent Money Ltd
Fluent Money Ltd is a financial services company based in Bolton, England. Founded in 2008, the company has become one of the most reputable mortgage brokers in the UK. Fluent Money Ltd is unique in that it offers a wide range of financial services including finance brokers, income protection insurances, and insurance services. The company's goal is to provide its customers with the most suitable financial solutions tailored to their needs and requirements.Services & Products
Fluent Money Ltd offers a variety of financial services to its customers. These include mortgage brokering, finance brokering, income protection insurances, and insurance services. Customers can buy mortgage products such as fixed-rate mortgages, tracker mortgages, and buy-to-let mortgages. Finance services include debt consolidation loans, secured loans, and homeowner loans. Fluent Money Ltd also provides income protection insurances to protect customers against financial loss due to sickness or injury.Location
Fluent Money Ltd is located in Rivington House, Horwich Business Park, which is situated in Bolton, England. The area is home to several businesses and companies, including retail stores, restaurants, and offices. Customers can expect a busy and vibrant atmosphere in the surrounding area. The nearest public transportation options to Fluent Money Ltd are Horwich Parkway Railway Station (1.5 miles), Blackrod Railway Station (2.2 miles), and Lostock Railway Station (2.8 miles).Benefits
Fluent Money Ltd is a reputable mortgage broker that offers a wide range of financial services to its customers. The company's team of experienced professionals works hard to find the most suitable financial solutions for each customer's unique needs and requirements. Fluent Money Ltd has established relationships with a large number of lenders and insurance providers, which means that customers can benefit from competitive rates and deals.Good to Know
Customers should be aware that Fluent Money Ltd is a broker, not a lender. This means that the company acts as a middleman between the customer and the lender, helping customers find the best deals on financial products and services. Fluent Money Ltd charges a fee for its services, which is typically paid by the lender upon completion of the transaction.Reviews
Fluent Money Ltd has received positive reviews from customers who have used the company's services. Customers have praised the company for its professionalism, expertise, and ability to find the best financial solutions for their needs. Many customers have also commented on the friendly and helpful staff at Fluent Money Ltd, who have provided excellent customer service throughout the process.Amenities
-
financial advice -
personalized service
-
refinancing options
-
home equity loans
FAQ
What types of financial products and services do you offer to customers?
We offer a range of financial products and services including mortgage brokering, finance brokering, income protection insurances, and other financial services.How much can I borrow from your company?
The amount you can borrow from our company depends on various factors such as your income, credit score, and the value of the property you are purchasing. We will assess your individual circumstances and determine the maximum amount you can borrow.Are there any exclusions or limitations in your income protection insurance coverage?
Yes, there may be exclusions or limitations in our income protection insurance coverage. These will be outlined in your policy documents and we recommend that you read them carefully to fully understand the terms and conditions of your coverage.How are premium rates determined for your income protection insurance plans?
Premium rates for our income protection insurance plans are determined based on a variety of factors such as your age, occupation, health history, and the level of coverage you require. We will provide you with a quote based on your individual circumstances and coverage needs.How long does it typically take to process a mortgage application with your company?
The length of time it takes to process a mortgage application with our company can vary depending on a number of factors such as the complexity of the application and the speed at which we receive all the necessary documentation. However, we aim to process applications as quickly and efficiently as possible, and will keep you informed throughout the process.Reviews
-
Marta Horvath
They wrote me on WhatsApp what is normally not happened with any company. They told me to pay £53 then they send the me the loan. After I had to pay more £112 I told them I don't need the loan any more we can cancel the application, he was telling me u can't cancel u have to pay this money! I was like I don't need loan why u want I pay that ? I paid 2 times £53 I ask him to give me back he said he can't because I have to pay min £62. I think there is no way they can't cancel it before I pay ! I had loan because start with that no-one was writing me on what's app ❗️❗️❗️ and if I cancelled they not gonna tell me ohh u have to pay this.... fake company.
21-05-2023
-
Tristan Taylor
I don't no how lending money goes but I get emails text messages ect all day long and if I was to take My money in 30 mins iv got to pay the 1st monthly instalments up front now is that the right thing to do I dnt no I think its a scam can anybody plz tell me coz I dnt want to lose my money and not get Mt loan
21-05-2023
-
Catalin Andrei
Great customer service , very professional and helpful.
14-05-2023
-
Paul Underhay
I used Fluent when I bought my house 2 years ago, and was sufficiently impressed with the service I received that there was never any question as to whether I'd use them again when the excellent fixed-rate deal they arranged for me was nearing it's end. This time, again, I have nothing but praise for the standards of service they have delivered, this time against a very different financial backdrop, with interest rates higher and fewer products available. Joe, my initial adviser, established my circumstances and what my parameters are, and within a day or 2 came back with a product that I was fully satisfied with, explaining its relevance to the details we had discussed. The case was then passed to Lai, and within 2 weeks of our 1st discussion, the mortgage had been approved and passed to the lenders legal team to proceed. If you're looking for detailed, personalised advice as to financial products, I'd definitely recommend giving Fluent a try, in my experience they have been excellent.
07-05-2023
-
Thomas R
Very poor communication. Ignore emails. Quite unhelpful. Ended up going elsewhere. I would avoid unless you’ve got months to wait.
07-05-2023
-
Nick Royle
We used Fluent in 2020 for a remortgage and the whole process was great. Fast forward to early 2023 and with our current mortgage deal due to expire later in the year we were happy when Fluent called to look at options. This time it was a disaster. From missing out on deals because they didn't move quick enough, lack of thorough communication between advisor, case manager, the lender and solicitor meant I had to repeat the same information multiple times to different people involved. Then we got sales calls and emails trying to sell us all sorts of other products and services which we never asked for or agreed to. Eventually we have walked away - as our existing lender is offering a better transfer deal than Fluent could arrange. They offered to help with the changeover. No chance - we will deal direct thanks for much less hassle.
07-05-2023
-
Jovi Grace Uysin
I have decided to switch my mortgage broker to Habito who were more detail-oriented - I found that a lot of information I was sending over wasn't being seen using both email and the website/app/platform, so it's not a service I'd like to continue with for such a big financial commitment of purchasing a property.
28-04-2023
-
Ali Ali
Just great 5 stars
28-04-2023
-
Peter Greathead
Do not get a loan from these scammers They will take your £101 then tell you can't have a loan And not repay back your money
28-04-2023
-
Monique Arama
I spoke to this company about potentially getting a loan to consolidate debt. After reviewing the £4000 in fees they would charge me I decided it was not worth it and emailed to politely advise I did not want to proceed. I received a very rude email back telling me I’m “burying my head in the sand” about my debt which I’m certainly not! They tried to pressure me into it which I did not like at all. I would avoid this company at all costs, very unprofessional bully’s.
28-04-2023
