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Insurance Brokers, Mortgages, Mortgage Brokers

Fleet Mortgages Ltd

Fleet Mortgages Ltd is a financial services company based in Fleet, England. They specialize in providing insurance and mortgage brokerage services to their clients. With a team of experienced insurance brokers and mortgage brokers, Fleet Mortgages Ltd is committed to helping their clients find the best financial solutions to meet their needs. Whether it's securing a mortgage or finding the right insurance coverage, Fleet Mortgages Ltd is dedicated to providing exceptional service and expertise.

Introduction to Fleet Mortgages Ltd

Fleet Mortgages Ltd is a UK-based company that was founded in 2014 with the purpose of offering a range of specialist buy-to-let mortgages to professional landlords and property investors. The company's unique selling point is its focus on the buy-to-let market, which allows it to provide tailored products and services to its customers.

Services & products

Fleet Mortgages Ltd offers a range of mortgage products and services, including buy-to-let mortgages for individual and limited company borrowers, as well as specialist lending for Houses in Multiple Occupation (HMOs) and Multi-Unit Blocks (MUBs). The company also offers secured loans, insurance products, and financial services.

Location

Fleet Mortgages Ltd is located in Flagship House, on Reading Rd N in Fleet, England. Fleet is a small town in Hampshire, located approximately 40 miles southwest of London. The area is known for its picturesque surroundings, with nearby attractions including the Fleet Pond Nature Reserve and the Basingstoke Canal. The town is also home to a range of businesses, including retail shops, restaurants, and professional services firms. The three closest public transportation options to Fleet Mortgages Ltd are Fleet railway station (0.7 miles), Farnborough North railway station (2.5 miles), and Farnborough railway station (2.8 miles).

Benefits

Customers should choose Fleet Mortgages Ltd because of the company's expertise in the buy-to-let market. The company's tailored products and services are designed to meet the specific needs of professional landlords and property investors, allowing them to make the most of their investments. Additionally, the company's commitment to exceptional customer service ensures that customers receive the support they need throughout the mortgage process.

Good to know

Customers should be aware that Fleet Mortgages Ltd is primarily focused on the buy-to-let market, and may not be the best choice for those seeking other types of mortgages or financial products.

Reviews

Customer reviews of Fleet Mortgages Ltd are generally positive, with many customers praising the company's knowledgeable staff and efficient service. However, some customers have reported issues with the application process and delays in receiving mortgage offers. Overall, Fleet Mortgages Ltd has a reputation for providing high-quality products and services to its customers.

FAQ

What types of mortgages do you offer?

We offer a variety of mortgage options, including fixed-rate mortgages, variable-rate mortgages, and buy-to-let mortgages.

What are your interest rates?

Our interest rates vary depending on the type of mortgage and individual circumstances. Please contact us for a personalized quote.

How much can I borrow from your company?

The amount you can borrow will depend on a number of factors, including your income, credit history, and the value of the property you are looking to buy. We will work with you to determine the maximum amount you can borrow.

What are the fees associated with your services?

We charge fees for our mortgage services, including arrangement fees, valuation fees, and legal fees. The exact amount will depend on the type of mortgage and individual circumstances. We will provide a full breakdown of all fees before you commit to any mortgage agreement.

Reviews

  • John (JP)

    READ BEFORE YOU TAKE A MORTGAGE WITH THIS COMPANY. Due to a serious life limiting health condition, I allowed my business partner to exit our property company. All the mortgage lenders we have were compassionate and allowed him to exit personal guarantees and leave me as sole guarantor for mortgages....all except Fleet. They would not allow him to resign as Director, thus forcing us to remortgage and pay them £7000 in early redemption fees and importantly 6 months of stress to find a new lender etc. They have no compassion or morality. They treat you as a number. I will never ever use this company again, even if they had 0% interest rates. Check the small print....these guys will hold you to every letter. Not all lenders are like this.... They asked him to prove to them he had the life limiting illness - we sent medical records which we did, only to be told they won't allow him to resign as a director anyway. Their reasoning was their funders won't allow it. Total waste of time. I have to add further that when we took the mortgage out they were so slow and inefficient, drip feeding requests for information. I should have binned them at the start. There are plenty of lenders around...dont just be blinded by low rates...always balance it with service performance. I see my experience with them is similar to other reviews here and trustpilot....

    28-04-2023
  • dee tee

    Very slow, and I do not mean thorough. Mundane questions asked throughout the process and never all at once. Piecemeal and customer service (which we are no longer ) non existent, we are Account holders. Completed in the end, but in 20 years of mortgages, this was the most painful

    28-03-2023
  • Asif Zubair

    One of the worst lenders in the market. They are so slow and demand unnecessary information which no other lender asks. They are so useless that I lost a good deal because of them. They will keep asking information every time you ask them for an update. Eventually, you will just fed up and withdraw your application. The fee you have already paid to them is waisted as it was non refundable. Avoid them at all cost as they will cost you dearly.

    28-03-2023
  • Pradeep Reddy

    Worst company and dodgy company for Mortigages I have very bad experience I try to remortigage my house with Fleet, they have taken 3 months to valuation, the lender panel is only few solicitors when we ask for quotation the solicitor do not respond, we end up having same solicitor for lender and borrower, obviously lender taken advantage to manipulate with solicitor, mortgage offer letter to reach to the solicitor from the lender taken nearly three weeks, valuation only valid for six months, we end up paying feed for independent legal advisor fee and accountant fee, After all this stress valuation time six months diminished, fleet refused to accept extension for two weeks, so we have made the complaint waiting for reply

    28-02-2023
  • Farhan Ahmed

    Very un happy with the service Im not sure who to blaim here... The bank or the solicitors, i have delt with many lenders but non of them have made me sweat like these guys have.

    28-01-2023
  • Joseph Davies

    DO NOT USE - the worst company to ever exist. Understaffed and an absolute shambles. You have been warned - they need shutting down. They will waste your time and waste your time and then say no. Dont be tempted by the rates

    28-01-2023
  • Gary P

    PLEASE ALL read reviews before attempting to work with this company. All they do is waste your time. I believe this underwriter have some serious personal issues with some clients . I am going also going report this matter to FCA . Please keep away from fleet and trust me, they will only waste your time and make you bend over backwards. "The rates are low for a reason, you pay peanuts, you get monkeys" I would rather pay an extra 2% than to ever get a quote from them again. All they do is put a junior staff on an account and let them manage it. Do not think for one minute these guys are specialist. They don't know how to run a business and they don’t know which day of the week it is. I put an application forward 8 months ago and all I can say is the FCA will be in touch.

    28-12-2022
  • Tomas Farkas

    Fleet is the one lender I'm aware of that doesn't actually do product transfers. E.G.if you become self-employed they will force you on an SVR currently 8%. This should not be allowed.

    28-12-2022
  • Mark Jones

    Originally used fleet mortgages when I bought a property at auction they were slow and had to pay a fine because it went over the 28 days allowed. My fixed deal came to an and wanted just a simple remortgage and it took them over 6 months while they put me on a variable tariff paying thousands over what I should have. I opened a complaint after 3 months about the length of time it was taking and apparently they opened and closed the investigation without even contacting me ... Absolute joke of a company avoid would give a zero but don't have that option complaint filed with the ombudsman

    28-12-2022
  • oz Oz

    Very healthy business and solid healthcare business profit, they offered us 40% of the Value of the property. The last minute they were asking impossible. They have wasted my 6 months hard work and all the paperwork. Don't waste your time please with this company.

    28-12-2022