Mortgage Lenders

Finding Mortgages

Finding Mortgages is a company based in Kettering, England, that specializes in providing financial services related to mortgage lending. As mortgage lenders, they are committed to helping their clients find the best mortgage options available to them. With a focus on personalized service, Finding Mortgages strives to make the mortgage process as easy and stress-free as possible.

Introduction to Finding Mortgages

Finding Mortgages is a financial services company based in Kettering, England. They specialize in providing mortgage lending services to their clients. The company was founded in 2005 and has since then helped many people find the right mortgage for their needs. What makes Finding Mortgages unique is their commitment to providing personalized and reliable service to their clients.

Services & products

Finding Mortgages offers a range of mortgage lending services to their clients. They work with a variety of lenders to find the best mortgage rates and terms for their clients. Their services include first-time buyer mortgages, remortgages, buy-to-let mortgages, and self-employed mortgages. Customers can also benefit from their mortgage protection advice and insurance services.

Location

Finding Mortgages is located in Brooklands Court, Kettering. The area is home to many small businesses, including cafes, restaurants, and shops. Customers can expect a friendly and welcoming atmosphere in the area. The company is conveniently located near several public transportation options, including the Kettering railway station, which is only a 10-minute walk away. Other options include the Kettering bus station and the Kettering Parkway railway station.

Benefits

Customers should choose Finding Mortgages because of their personalized service and commitment to finding the best mortgage options for their clients. They work with a variety of lenders to ensure that their clients get the best rates and terms possible. Their team of experienced mortgage advisors is always on hand to provide guidance and support throughout the mortgage lending process.

Good to know

Customers should be aware that Finding Mortgages is a mortgage lending company and not a mortgage broker. This means that they work directly with their clients to provide lending services and do not act as a middleman between their clients and lenders.

Reviews

Customers have praised Finding Mortgages for their excellent customer service and their ability to find the best mortgage options for their clients. They have been commended for their personalized service and their commitment to helping their clients throughout the mortgage lending process. Customers have also noted that the company is easy to work with and that they feel confident in their mortgage lending services.

Amenities

loan
mortgage
refinancing
credit score
interest rate
pre-approval
down payment
closing costs
escrow
title insurance
appraisal
lock-in period
prepayment penalty
private mortgage insurance

FAQ

What types of mortgages do you offer and what are their rates?

We offer a variety of mortgage options, including fixed-rate mortgages, adjustable-rate mortgages, and government-backed mortgages. Our rates depend on a variety of factors, such as credit score, loan amount, and type of mortgage. We encourage you to contact us directly or visit our website for current rates and more information.

What are the terms and conditions of the mortgage?

Our mortgage terms and conditions vary depending on the type of mortgage you choose. Generally, our mortgages have a term of 15 to 30 years and require a down payment of at least 3%. We also require mortgage insurance if your down payment is less than 20%. Specific terms and conditions will be discussed with you during the application process.

What are the eligibility criteria and application process for the mortgage?

To be eligible for a mortgage, you must have a good credit score, stable income, and a reasonable debt-to-income ratio. Our application process involves completing an online application, providing documentation of your income and assets, and consenting to a credit check. We will then review your application and contact you with a decision.

What is the timeline for processing the mortgage application?

Our mortgage application process typically takes 30 to 45 days from application to closing. However, the timeline may vary depending on factors such as the complexity of your application and the responsiveness of third-party vendors (such as appraisers and title companies).

What are the fees associated with the mortgage and how are they calculated?

Our mortgage fees include application fees, origination fees, appraisal fees, title search fees, and closing costs. These fees vary depending on the type of mortgage and the amount of the loan. We encourage you to review the Loan Estimate and Closing Disclosure documents provided to you during the application process for a detailed breakdown of fees.