Excel Mortgages UK Ltd
Excel Mortgages UK Ltd is a financial services company based in Ramsgate, England. They specialize in providing mortgages to their clients.
Introduction to Excel Mortgages UK Ltd
Excel Mortgages UK Ltd is a financial services company based in Ramsgate, England. The company was established to provide expert mortgage advice to its clients. With a team of experienced professionals, Excel Mortgages UK Ltd has established itself as a leading provider of mortgage services in the United Kingdom. What makes this company unique is its commitment to providing tailored advice to each client, ensuring that they get the most suitable mortgage product for their needs.Services & products
Excel Mortgages UK Ltd offers a range of mortgage services, including first-time buyer mortgages, remortgages, buy-to-let mortgages, and commercial mortgages. The company also provides expert advice on mortgage protection, ensuring that clients are adequately protected in case of unforeseen circumstances.Location
Excel Mortgages UK Ltd is located in the Marlowe Innovation Centre, Newington, Ramsgate. The area is known for its business-friendly environment, with many companies operating in the financial services industry. Clients visiting the company can expect a professional and welcoming environment. The nearest public transportation options are Ramsgate Train Station (3 miles), Minster Train Station (3.3 miles), and Dumpton Park Train Station (3.6 miles).Benefits
Clients should choose Excel Mortgages UK Ltd because of its commitment to providing tailored advice to each client. The company understands that each client has unique needs and circumstances, and it takes the time to understand these before offering advice. Additionally, Excel Mortgages UK Ltd has a team of experienced professionals who are dedicated to providing excellent customer service.Good to know
Clients should be aware that Excel Mortgages UK Ltd charges a fee for its services. However, this fee is only payable upon the successful completion of a mortgage application. The company also has a strict privacy policy, ensuring that client information is kept confidential at all times.Reviews
Clients have consistently praised Excel Mortgages UK Ltd for its excellent customer service and expert advice. Many clients have noted that the company goes above and beyond to ensure that they get the best mortgage product for their needs. Overall, clients have found Excel Mortgages UK Ltd to be a reliable and trustworthy provider of mortgage services.FAQ
What types of mortgages do you offer, and which one is best suited for my financial situation?
At Excel Mortgages UK Ltd, we offer a variety of mortgage options including Fixed Rate Mortgages, Tracker Mortgages, Discounted Variable Rate Mortgages, and Offset Mortgages. The best mortgage option for your financial situation will depend on factors such as your income, credit score, and future plans. We recommend speaking with one of our mortgage advisors to determine the best option for you.What are the interest rates and monthly payments associated with each mortgage option?
Interest rates and monthly payments will vary depending on the specific mortgage option and your personal financial situation. Our mortgage advisors can provide you with a personalized quote based on your needs and circumstances.Can you provide me with a breakdown of all the fees I will be charged throughout the mortgage process?
Yes, we can provide you with a detailed breakdown of all fees associated with your mortgage. These fees may include application fees, valuation fees, legal fees, and arrangement fees. Our mortgage advisors will ensure that you are fully informed of all fees before proceeding with your mortgage application.What is the minimum credit score required to qualify for a mortgage with your company?
The minimum credit score required to qualify for a mortgage with Excel Mortgages UK Ltd will depend on the specific mortgage option and your personal financial situation. We consider a range of factors when reviewing mortgage applications, including credit score, income, and employment history. We recommend speaking with one of our mortgage advisors to determine if you qualify for a mortgage with our company.How long does the mortgage application and approval process typically take?
The mortgage application and approval process can vary depending on a number of factors, including the complexity of the application and the responsiveness of third parties such as solicitors and valuers. However, we aim to provide a decision in principle within 24 hours of receiving your application and work to complete the process as quickly and efficiently as possible. Our mortgage advisors will keep you informed of progress throughout the process.Reviews
-
Marion Rose
Absolutely fantastic service with what proved to be a rather complicated mortgage application. Steve was on the ball and went above and beyond to ensure the mortgage progressed and issues resolved as quickly as possible. We will certainly use Excel Mortgages UK Limited again in the future and have already recommended him to others.
28-04-2023
-
Alex Hollingsbee
Kelly is brilliant. Highly recommend!
26-04-2023
-
Yovaan Ilangakoon
Steve Taylor was fantastic in arranging our mortgage. He goes above and beyond to ensure that the job gets done. He was in contact regularly to keep us updated with the progress of the application. Couldn’t recommend highly enough!
26-03-2023
-
Rosaleen O'Doherty
Would highly recommend. Excellent communication from Steve the whole way through quite a complicated mortgage process. Really happy with the outcome especially in the current environment of constantly changing rates. Has kept us informed and updated over several months and also is just a lovely person to work with!
26-02-2023
-
Adam Mace
The best around, a great team all brilliant! They helped me get a great mortgage deal at an impossible time, despite being self employed, helping me jump all the hurdles given by the bank!
26-02-2023
-
Helene Eriksen
Very happy with Excel Mortgages for their help and professionalism, particularly Laurence who has always been my contact person. He goes above and beyond to get me the best deals available. I have been using Excel Mortgages for a number of years. They contact me in plenty of time when my mortgage deals are coming to and end, and are always available for a phone call, and give very quick replies by email. I highly recommend them, and I will continue to talk about Laurence to my friends when I hear of someone who needs a mortgage!
26-11-2022
-
Graham Howard
over the last 6 years I've known Laurence, the help the team have come up with has been more than helpful for me and my situation. I would recommend this company to anyone.
26-09-2022
-
Lewis Hebard
Kelly’s been absolutely amazing, has gone above and beyond. Would highly recommend!
26-08-2022
-
Mike Lowes
Superb service. Everything dealt with promptly and with minimal effort on our part. Managed to secure is a remortgage that I doubt we would have secured if doing personally. Would thoroughly recommend.
26-05-2022
-
Nick James
Used Excel mortgages a number of times now over the years who continue to be my go-to mortgage broker. Professional, efficient, realistic and all round provider of everything you look for.
26-05-2022
