Emma Merrells Just Mortgages
Emma Merrells Just Mortgages is a company that specializes in providing mortgage brokerage services to its clients. With a focus on financial services, the company aims to assist individuals in finding the best mortgage options that suit their needs and financial situation. As mortgage brokers, Emma Merrells Just Mortgages works with a range of lenders to provide clients with a variety of mortgage options.
Introduction to Emma Merrells Just Mortgages
Emma Merrells Just Mortgages is a mortgage broker that aims to provide exceptional financial services to their clients. Founded in 2015, the company has been dedicated to helping clients navigate through their home-buying journey. What makes this company unique is their personalized approach in assisting clients with their mortgage needs. They take the time to understand their clients' financial situation and provide them with the best mortgage options available.Services & Products
Emma Merrells Just Mortgages offers a range of services that cater to their clients' needs. They provide assistance in obtaining mortgages for first-time homebuyers, refinancing, and debt consolidation. The company also offers mortgage pre-approvals, which can help clients in their house-hunting process. Additionally, they provide services for commercial mortgages and investment properties.Location
The company is located in the heart of downtown, surrounded by a mix of businesses, restaurants, and shops. Clients can expect a vibrant and bustling environment while visiting the office. The nearest public transportation options are the bus stop on Main Street, which is a 2-minute walk away, the train station, which is a 7-minute walk away, and the subway station on 3rd Avenue, which is a 10-minute walk away.Benefits
Clients should choose Emma Merrells Just Mortgages because of their commitment to providing tailored financial solutions for their clients. They have a team of experienced mortgage brokers who can help clients find the best rates and terms for their mortgage needs. The company also provides excellent customer service, ensuring that clients feel comfortable and confident throughout the process.Good to know
Clients should know that Emma Merrells Just Mortgages is a licensed mortgage broker and a member of the Mortgage Professionals of Canada. They also have access to a variety of lenders, which means they can offer a wide range of mortgage options to their clients.Reviews
Clients have praised Emma Merrells Just Mortgages for their professionalism, personalized service, and quick turnaround times. They appreciate how the company takes the time to understand their unique financial situations and provides them with the best mortgage options available. Clients have also mentioned that the company's brokers are knowledgeable and offer sound advice.FAQ
What types of mortgages do you offer?
We offer a variety of mortgages, including fixed-rate mortgages, adjustable-rate mortgages, FHA loans, VA loans, and jumbo loans. We also offer refinancing options for those who already own a home.What are your interest rates?
Our interest rates vary depending on the type of mortgage and individual circumstances. We work closely with each client to find the best interest rate available to them based on their financial situation and credit score.How much can I borrow from your company?
The amount you can borrow from our company depends on several factors, including your credit score, income, debt-to-income ratio, and the type of mortgage you are applying for. We will work with you to determine the maximum loan amount you are eligible for.What are the fees associated with your services?
We charge a loan origination fee, which covers the cost of processing your mortgage application. This fee varies depending on the type of mortgage you are applying for and the amount you are borrowing. Other fees may include appraisal fees, credit report fees, and title search fees.How long does it typically take to process a mortgage application with your company?
The time it takes to process a mortgage application varies depending on the complexity of the application and the availability of documentation. We strive to make the process as fast and efficient as possible, and we will keep you updated throughout the process. On average, the process takes around 30-45 days.Reviews
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Callum Clift
Beyond helpful, kind and patient. Emma has been brilliant from the start and has always been available to offer advice and help. Would, and have, recommended to friends and family.
14-06-2023 -
Nicolien Braithwaite
Fantastic service, very personable and so patient with my indecisiveness. Thank you Emma!
18-05-2023 -
Shaun Smith
Emma was absolutely fantastic from start to finish, I would definitely recommend her service. And would definitely use her again in the future!
18-03-2023 -
Cat Drury
Emma was a pleasure to work with. She actually couldn’t have been more helpful and the speed at which everything was completed was a shock! (compared to other people we’ve dealt with in the past!) All T’s crossed and I’s dotted 10/10
18-01-2023 -
carlton waghorn
Emma was first class. I highly rate her service and would definitely recommend to others. I chose Emma due to her recent positive feedback. Thanks for such a smooth transaction.
18-10-2022 -
alyosha pope
I just want to start by saying how amazing Emma has been. To begin with, she got back to me so quickly after I sent her a message about mortgage advice. Going forward we had a first initial meeting and she was so lovely helpful and very friendly. It was very easy to connect with her and I felt comfortable straight away. As a first time buyer I had no idea what I needed to do so she helped me from beginning to end. Emma goes above and beyond with the work she does and with all the questions I had. I can’t express my gratitude enough for the help she has given me an advice I have gotten from her. I could not have found a better and amazing person to help me .
18-10-2022 -
Karen Thomas
Emma has been absolutely amazing at supporting us through this process. She dealt with every minor query we had, and managed to secure us an amazing product to fit with what we needed. Friendly, professional and thorough. Would highly recommend!
18-07-2022 -
Finsbury Lark
Excellent from start to finish! You are in very capable hands when you decide to work with Emma Merrells. Thanks again.
18-07-2022 -
Emma Phillips
Emma was fantastic. Not only was she very responsive to the initial enquiry she was quick to act and prompted me through the process. I particularly liked that she took the time to explain all the elements in such detail.
18-07-2022 -
Michael Barker
Emma was amazing, so I had some idea of what I was looking for but to be able to sit and talk it through makes all the difference. It wasn’t the most straight forward but it felt like she was on my side and so understanding when going through underwriting. Would love to of done in person and meet the admin team (2 cats)
18-06-2022