Debt Focus
Debt Focus is a financial services company located in Wigan, England. They specialize in providing credit counseling services to individuals and businesses. With a focus on helping clients manage their debt and improve their financial situation, Debt Focus is dedicated to providing personalized and effective solutions. Their team of experienced professionals is committed to delivering high-quality services and helping clients achieve their financial goals.
Introduction to Debt Focus
Debt Focus is a financial services company located in Wigan, England. The company was established with the purpose of providing credit counseling services to individuals and businesses struggling with debt. Debt Focus is unique because the company focuses on providing personalized solutions to each client's financial situation.Services & Products
Debt Focus offers a range of credit counseling services to help clients better manage their debt. These services include debt consolidation, debt management plans, and financial education. The company also provides budgeting tools and resources to help clients develop better financial habits.Location
Debt Focus is located in the Conway Industrial Estate in Appley Bridge, Wigan. The area is known for its industrial businesses and manufacturing companies. Clients can expect a quiet and professional atmosphere at the Debt Focus offices. The nearest public transportation options include the Appley Bridge train station, which is 1.5 miles away, the Wigan bus station, which is 5 miles away, and the Wigan North Western train station, which is 6 miles away.Benefits
Clients should choose Debt Focus because of their personalized approach to credit counseling services. The company understands that each client's financial situation is unique, and they tailor their approach to meet the specific needs of each client. Debt Focus also offers a range of educational resources to help clients develop better financial habits.Good to Know
Clients should be aware that Debt Focus is a fee-based service. The company charges a fee for their credit counseling services, but this fee is based on the client's ability to pay. Debt Focus also requires clients to complete a financial assessment before beginning any credit counseling services.Reviews
Customers have praised Debt Focus for their personalized approach to credit counseling services. Clients appreciate the time and attention that the company gives to each individual's financial situation. The company has received high marks for their professional and knowledgeable staff.Amenities
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free consultation -
online services
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budget planning
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debt management
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credit education
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financial coaching
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credit report review
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bankruptcy assistance
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credit card consolidation
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debt negotiation
FAQ
What types of debt can your credit counseling services help me with?
Our credit counseling services can assist with various types of debt, such as credit card debt, personal loans, medical bills, and other unsecured debts.How do your counselors create a personalized plan for my financial situation?
Our counselors will evaluate your income, expenses, and debt to develop a personalized budget and debt management plan that fits your unique financial situation. They will work with you to establish financial goals and provide ongoing support and guidance to help you achieve them.What are the fees associated with your credit counseling services?
At Debt Focus, we offer free credit counseling services. However, there may be fees associated with debt management plans, depending on the state you reside in and the type of debt you have. Our counselors will discuss all fees and costs with you before you enroll in any program.Can you provide references or success stories from past clients?
Yes, we can provide references and success stories from past clients. Please contact us, and we would be happy to share them with you.Will participating in your credit counseling program negatively impact my credit score?
Participating in our credit counseling program should not negatively impact your credit score. However, if you enroll in a debt management plan, it may appear on your credit report. This could affect your credit score slightly, but it is typically temporary, and your score should improve as you pay off your debts.Reviews
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nuno batista
Avoid this IVA company big scammers, they will not help you to ease your debts, they will keep asking for money and you end up paying more money that you initially owned. I am taking them to court.
28-07-2022
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Jewel Ahmed
Really helpful best in uk
28-05-2022
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Tim Russell
I can honestly say that the customer service I have received is the best I have ever experienced. They were fantastic sorting my situation and they have helped me turn my life around. I will always be indebted to Wayne Mckenzie and the team.Thank you so much!
28-05-2022
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Kate Nolton
I've had such a great experience with the people from Debt Focus. Our business hasn't survived the pandemic, and I had to get an IVA last summer. They are always on hand to listen and give advice - even though they aren't managing my business closing (conflict of interest). I've spoken to multiple people here and they always have time to explain, are non-judgemental and honest - I'm not sure what more I would ask for. In reference to others reviews, I don't know their personal circumstances, but the money you pay and the legal decisions on how much you pay is not made by Debt Focus, they are facilitating the admin on your behalf and advising you. Their fees are taken from 'the pot' [of debt] of which most people probably won't pay for through their IVA as that's the debt you don't pay off.
28-05-2022
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Nick Blackwell
Started off OK, I was paying £100 pm into an IVA, done that, second year I was told I was earning too much so I had to pay £131 pm, completed my financial assessment for the third year, I carried on paying £131 after 4 months they wrote me a letter telling me I have to pay over £700 pounds a month because I had earned too much money & I owed nearly £5000 from the last two years, which is absolute ludicrous...I have never been involved with such a money grabbing company ever! They are disgusting & a disgrace to their profession I advise anyone not to use this company & to look elsewhere...
28-05-2020
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The Con
Absolute disgraceful no help at all took there money and put us in a very difficult position
28-05-2020
