Creditas
Creditas is a financial services company based in Leeds, England. They specialize in car finance and loan services, as well as acting as finance brokers for their clients. With a focus on providing excellent customer service, Creditas is a trusted choice for those seeking financial solutions.
Introduction to Creditas
Creditas is a financial services company that is based in Leeds, England. The company was founded with the purpose of providing car finance and loan services to individuals and businesses in the area. What makes Creditas unique is their commitment to providing personalized service to each of their customers, ensuring that they receive the best possible financial solutions for their needs.Services & products
Creditas offers a variety of services to their customers, including car finance and loan services, as well as finance brokerage services. Customers can choose from a range of loan options, including personal loans, business loans, and secured loans. In addition, Creditas also offers debt consolidation services to help customers manage their finances more effectively.Location
Creditas is located on Otley Road in Guiseley, a suburb of Leeds. The area is known for its variety of businesses, including retail shops, restaurants, and service providers. Customers can expect to find a friendly and welcoming atmosphere in the area, with plenty of opportunities to explore the local community. The nearest public transportation options include the Guiseley train station, which is approximately 1 mile away, and several bus stops that are located within a few minutes' walk of the Creditas office.Benefits
Customers should choose Creditas for their financial needs because of the company's commitment to providing personalized and flexible solutions to their customers. Creditas works closely with each customer to understand their unique financial situation, and then develops a customized plan to help them achieve their goals. In addition, Creditas offers competitive interest rates and flexible repayment options, making it easier for customers to manage their finances.Good to know
Customers should be aware that Creditas is a registered finance broker, which means that they work with a variety of lenders to provide loan services to their customers. Customers should also be aware that they will need to provide certain documentation, such as proof of income and identification, in order to apply for a loan.Reviews
Customer reviews of Creditas are overwhelmingly positive, with many customers praising the company's personalized service and competitive interest rates. Customers also appreciate the flexibility of the repayment options, which makes it easier for them to manage their finances. Overall, customers recommend Creditas for anyone in need of car finance or loan services.Amenities
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online application -
loan calculator
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credit check
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payment plan
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financing options
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online support
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loan approval
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low interest rate
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flexible terms
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fast approval
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personalized service
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computer
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internet access
FAQ
What are the interest rates offered on car loans?
At Creditas, we offer competitive interest rates on car loans that vary depending on factors such as the amount borrowed, the length of the loan term, and the individual's creditworthiness. We always strive to provide our customers with the best possible rates and terms to fit their unique financial circumstances.Can I get pre-approved for a car loan?
Yes, at Creditas, we offer pre-approval for car loans. This allows our customers to know how much they can afford to spend before they start shopping for a vehicle. Pre-approval can also help streamline the car buying process and make it easier to negotiate with dealerships.What fees and charges can customers expect when using your services?
At Creditas, we strive to be transparent about our fees and charges. While the specific fees and charges can vary based on the type of loan and individual circumstances, we will always clearly outline any applicable fees and charges before the loan is finalized. These may include application fees, origination fees, and late payment fees.Are there any penalties for early repayment of the loan?
There may be penalties for early repayment of a loan, depending on the type of loan and individual circumstances. However, at Creditas, we always strive to provide our customers with flexible loan terms and repayment options that fit their unique needs. We encourage our customers to contact us if they have any questions or concerns about their loan repayment.How do you ensure transparency and compliance in your financial dealings with clients?
At Creditas, we take transparency and compliance very seriously. We are committed to following all applicable laws and regulations and maintaining open and honest communication with our clients. We strive to provide clear and accurate information about our services and fees and ensure that our clients fully understand the terms of their loan before finalizing any agreements. Additionally, we have a robust compliance program in place to monitor and mitigate any potential risks.Reviews
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Darren Street
Spoke with Claire and she is a superb representation of the business, highly professional
28-08-2022
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Gavin Morgans
I have used Creditas for the purchase of our car, I must say I have been really impressed with how seamless the process was, Communication from start to finish was absolutely spot on and the team we all super helpful, friendly, efficient and very professional. Thanks again to Andy, Bryonie and the team. I would defiantly use Creditas again and recommend to anyone looking for a hassle free experience.
28-05-2022
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M WAY Vans
Excellent company to do business with. Many thanks
28-05-2022
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Ben Savill
We were put onto Ian King, via a vehicle builder/manufacturer when looking to purchase a new build vehicle from them. We had very little contact with the vehicle builder, all of our initial contact was with Ian when arranging finance and purchasing the vehicle. Ian told us the advanced payment amount that we needed to put down to secure the vehicle, which we did. It was £5000. It turns out that the vehicle builder isn’t honest about the weights that the vehicle weighs, and what they can carry, making them unfit for our purpose. We cancelled the vehicle after 4 working days, the builder has then decided to keep our money even though he provided no contract, no terms and conditions, and going against distance selling regulations. Instead of helping us, Ian and Creditas then provided someone else the finance on the vehicle helping the builder to profit an extra £5000 and they continue to work with this supplier even though he has no legal terms and conditions in place Creditas state because no finance was executed on their side they have no involvement in the situation. If dealing with this company, do not part with any money. As they are helping rogue traders to operate and steal money. Shameful, we have raised a separate complaint with the fca and legal ombudsman.
28-05-2022
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OWENS EXPRESS MOTORS LTD
WORKED ALONGSIDE THESE GUYS FOR A NUMBER OF YEARS. FANTASTIC COMPANY
28-05-2022
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STEVE P
Excellent customer service from the initial phone call to finalisation less than two hours later
28-05-2020
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Janine Taylor
Very pleased .Very straightforward .many thanks to Steve
28-05-2020
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Dan Lee
Absolutely fantastic service I would recommend using them for finance 5 star service thank you so much
28-05-2020
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Ryan Finch
JUST TOOK A FINANCE DEAL OUT AND THE GUY (STEVE) WAS A1 ALL SORTED AND VERY HELPFUL , THANKS
28-05-2020
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28-05-2020
