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Credit Reporting Agencies

Credit Kudos Ltd

Credit Kudos Ltd is a financial services company based in London, England. They specialize in credit reporting agencies and provide valuable insights to help individuals and businesses make informed financial decisions.

Introduction to Credit Kudos Ltd

Credit Kudos Ltd is a credit reporting agency based in London, England. The company was founded in 2015 with a mission to democratize access to credit. They believe that consumers should have more control over their financial data, and they aim to provide a more accurate and fair representation of their creditworthiness. Credit Kudos' unique approach to credit scoring involves using open banking data to provide a more holistic view of a borrower's financial health.

Services & products

Credit Kudos offers a range of financial services to help consumers better understand their creditworthiness. They provide credit reports, scorecards, and insights to help lenders make more informed decisions. Additionally, they offer an API that allows businesses to integrate their services into their own applications. This enables lenders to make faster, more accurate decisions while giving consumers more control over their financial data.

Location

Credit Kudos is located in the heart of London's financial district, just a short walk from Bank station. The area is home to a variety of businesses, including banks, law firms, and investment companies. The neighborhood is bustling and vibrant, with plenty of restaurants and cafes to choose from. The three closest public transportation options are Bank Station (0.1 miles), Cannon Street Station (0.3 miles), and Moorgate Station (0.3 miles).

Benefits

Credit Kudos stands out from other credit reporting agencies by using open banking data to provide a more accurate and fair representation of a borrower's creditworthiness. This approach allows lenders to make more informed decisions, while giving consumers more control over their financial data. Credit Kudos also offers an API that can be integrated into lenders' own systems, allowing them to make faster, more accurate decisions.

Good to know

Customers should be aware that Credit Kudos is a credit reporting agency, and as such, they will need to provide sensitive financial information in order to use their services. However, Credit Kudos takes data privacy and security very seriously, and they are fully compliant with GDPR regulations.

Reviews

Customers have praised Credit Kudos for their innovative approach to credit scoring, as well as their user-friendly platform. They appreciate the transparency and control that Credit Kudos provides over their financial data. However, some customers have reported issues with the accuracy of the information provided in their credit reports. Overall, Credit Kudos has received positive reviews from its customers.

Amenities

  • amenity
    online account
  • amenity
    fraud protection

FAQ

What type of credit reports do you offer and how frequently are they updated?

We offer credit reports that provide a comprehensive view of your credit history, including credit utilization, payment history, and credit inquiries. Our credit reports are updated on a monthly basis, giving you the most up-to-date information possible.

How do you ensure the accuracy of the information in your credit reports?

We work closely with credit bureaus and lenders to ensure that the information in our credit reports is accurate and up-to-date. We also use advanced algorithms and data analytics to verify and validate the information in our reports.

Can you provide me with a copy of my credit report and explain how to dispute any errors I find?

Yes, we can provide you with a copy of your credit report upon request. If you find any errors in your report, we will provide you with instructions on how to dispute them with the relevant credit bureau or lender.

What measures do you take to protect my personal and financial information?

We take the security of your personal and financial information very seriously. We use industry-standard encryption and data protection measures to safeguard your information, and we have strict policies and procedures in place to prevent unauthorized access or disclosure.

How do you respond to identity theft and fraud alerts on my credit report?

If you have an identity theft or fraud alert on your credit report, we will work with you to investigate and resolve the issue as quickly as possible. We will also provide you with guidance on steps you can take to protect your identity and prevent further fraud.

Reviews

  • Daniel Taylor

    Now owned by Apple. If you select to read the privacy notice or amend cookies, you'll get the Apple branded privacy statement etc. So watch this space for code developments and, what was it Apple said, not in the business of your data? This is bank account driven data, income, deliquescence, disposable, regularity of income etc. Their opportunities are endless including automated lending decisions. There is that move to a hardware subscription possibility, and now the concept of credit like Kama or Barclays is proven through Apple.com So acquiring the ability to credit check takes it's a stage further. This product is bound to change now, so watch this space. Good and bad!

    26-05-2022
  • Jeff Macklin

    It's a great idea but sadly doesn't work on 20% of inquiries but you still have to pay even though you my request for support went missing,. I had to pay to get credit check done elsewhere, Request for a partial refund was refused,

    26-05-2021
  • Henry Irish

    26-05-2019