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Car Finance & Loan Companies

Concept Car Credit Ltd

Concept Car Credit Ltd is a car finance and loan company based in Manchester, England. They offer a variety of financial services to help customers purchase their dream car.

Introduction to Concept Car Credit Ltd

Concept Car Credit Ltd is a UK-based car finance and loan company located in Manchester. The company was established with the aim of providing financial services to individuals looking to purchase a car but are unable to secure a traditional bank loan. What sets Concept Car Credit Ltd apart from other car finance and loan companies is their commitment to providing an easy and straightforward application process, along with their ability to cater to customers with poor credit ratings.

Services & products

Concept Car Credit Ltd provides a range of services to customers looking to purchase a car, including car finance and loans. They offer flexible repayment options, and customers can choose to repay their loans over a period of 12 to 60 months. In addition to this, Concept Car Credit Ltd also offers a range of used cars for sale, ensuring that customers have access to a variety of options to choose from.

Location

Concept Car Credit Ltd is located at Unit E1, Europa Park, Stoneclough Road, Radcliffe, Manchester M26 1GG, United Kingdom. The area surrounding the location is primarily industrial, with several factories and warehouses in close proximity. However, there are also a few residential properties nearby. The area is well-connected by public transportation, with the three closest options being the Radcliffe Metrolink Station (1.3 miles away), the Whitefield Metrolink Station (2.2 miles away), and the Kearsley Train Station (2.5 miles away).

Benefits

Customers who choose Concept Car Credit Ltd can benefit from a stress-free application process, with quick and easy approval times. The company also provides flexible repayment options, making it easier for customers to manage their finances. Additionally, Concept Car Credit Ltd's commitment to catering to customers with poor credit ratings ensures that individuals who might otherwise struggle to secure a traditional bank loan can still purchase a car.

Good to know

Customers should be aware that Concept Car Credit Ltd primarily deals with used cars, and they may not always have the latest models available. However, the company ensures that all vehicles are thoroughly inspected and maintained to a high standard before being made available for purchase.

Reviews

Customers have praised Concept Car Credit Ltd for their excellent customer service, with many noting how helpful and supportive the staff were throughout the application process. Many customers have also appreciated the flexible repayment options and the company's willingness to work with individuals who have poor credit ratings. Overall, customers have had a positive experience with Concept Car Credit Ltd and would recommend the company to others.

Amenities

  • amenity
    online application
  • amenity
    loan calculator
  • amenity
    credit check
  • amenity
    payment plan
  • amenity
    financing options
  • amenity
    online support
  • amenity
    loan approval
  • amenity
    low interest rate
  • amenity
    flexible terms
  • amenity
    fast approval
  • amenity
    personalized service

FAQ

What are the interest rates offered on car loans?

At Concept Car Credit Ltd, our interest rates on car loans vary depending on the individual's credit score and financial situation. We offer competitive rates and work with our customers to find a loan that fits their budget.

Can I get pre-approved for a car loan?

Yes, we offer pre-approval for our car loans. You can fill out an application online or visit our office in Manchester to discuss your options and get pre-approved.

What is the minimum credit score required to qualify for a car loan?

We do not have a specific minimum credit score requirement to qualify for a car loan. We work with individuals of all credit scores and financial backgrounds to find a loan that fits their needs.

Are there any penalties for early repayment of the loan?

No, at Concept Car Credit Ltd, we do not charge any penalties for early repayment of the loan. We encourage our customers to pay off their loans as soon as possible to save on interest.

What is the maximum amount I can borrow for a car loan?

The maximum amount that you can borrow for a car loan at Concept Car Credit Ltd depends on your financial situation and credit score. We work with our customers to find a loan that fits their budget and needs.

Reviews

  • Connon Richardson

    Keiron was very helpful in getting me the car and the finance absolutely brilliant I applied one day and the day after I pick the car up. Many thanks to keiron again.I would definitely recommend going to this company.

    05-05-2023
  • mike downey

    Thanks for helping me with my new car!

    26-04-2023
  • Jo-Anne Hadden

    Absolutely fantastic, went above and beyond to help us choose the right car and made all the rest so quick and easy. Laura, absolutely fantastic worker. Thanks very much. Would highly recommend

    26-04-2023
  • Geoffrey Ashworth

    Great customer service, polite staff and very informative

    26-04-2023
  • Phil Basnett

    Very friendly and professional. Helped us out tremendously, couldn't do enough for us. The kids love it too. Thank you lynsey and Kieron.

    26-04-2023
  • Frances Richm7ond

    Great service couldn't help us enough thankyou kieron and lynsey

    26-04-2023
  • Elvis Ellis

    26-04-2023
  • Amy Carter

    Very friendly place! Laura really did go above and beyond to find me the right deal amazing work and fantastic compassion for her job to satisfy customers I wouldn’t want to go anywhere else

    26-04-2023
  • kyle sargison

    By far the best company I have ever got a car from i will never go else where from now on and I'm not just saying it to blow smoke up the company's bum they are proper 10/10 service 😎👍🚘🚗

    26-04-2023
  • lee Owens

    Great place great staff a must visit very friendly atmosphere and staff no fuss and Laura who helped us was amazing and friendly don't go no we're else come to this place you won't be disappointed

    26-03-2023