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Savings Banks

Circuleight Credit Union

Circuleight Credit Union is a financial institution located in Birmingham, England. They specialize in savings banks and offer a variety of financial services to their members.

Introduction to Circuleight Credit Union

Circuleight Credit Union is a financial institution located in Ladywood, Birmingham, United Kingdom. Founded in 1968, it has been providing the community with financial services for over 50 years. The company's mission is to help its members reach their financial goals by offering affordable loans, savings accounts, and other financial products. What makes the credit union unique is its focus on providing personalized service to its members, as well as its commitment to reinvesting profits back into the community.

Services & products

Circuleight Credit Union offers a range of financial services, including savings accounts, loans, and prepaid debit cards. Members can open a savings account with as little as £1 and earn competitive interest rates on their deposits. The credit union also offers loans at affordable interest rates, with repayment terms that can be customized to fit each member's needs. In addition, members can use the credit union's prepaid debit card to make purchases and withdraw cash at ATMs.

Location

Circuleight Credit Union is located in the Ladywood neighborhood of Birmingham, which is known for its diverse community and vibrant culture. The area is home to a mix of residential and commercial properties, including shops, restaurants, and other businesses. Public transportation options near the credit union include the Five Ways Railway Station, which is 0.5 miles away, the Broad Street Tram Stop, which is 0.2 miles away, and the Ladywood Bus Station, which is 0.3 miles away.

Benefits

Customers should choose Circuleight Credit Union because of its commitment to providing personalized service and its focus on reinvesting in the community. Unlike traditional banks, which are focused on generating profits for shareholders, credit unions are owned by their members, which means they are accountable to the community they serve. Members of Circuleight Credit Union can rest assured that their deposits and loans are being used to benefit the community, rather than just enriching shareholders.

Good to know

Customers should be aware that Circuleight Credit Union is a not-for-profit financial institution, which means it is not motivated by generating profits for shareholders. Instead, the credit union is focused on providing affordable financial services to its members and reinvesting its profits back into the community.

Reviews

Customers have praised Circuleight Credit Union for its personalized service and commitment to the community. Many members have noted that the credit union's interest rates and loan terms are more favorable than those offered by traditional banks. Overall, customers have found the credit union to be a reliable and trustworthy financial institution.

Amenities

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    atm
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    online banking
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    mobile banking
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    loan services
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    investment services
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    insurance services
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    credit card services
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    financial planning
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    wealth management
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    cash management
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    mortgage services
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    foreign exchange services

FAQ

What is the interest rate on savings accounts?

At Circuleight Credit Union, our interest rates on savings accounts vary depending on the type of account and current market conditions. We offer competitive rates and encourage you to speak with one of our representatives to find the best option for you.

Are there any fees associated with opening or maintaining an account?

We strive to keep our fees as low as possible for our members. Some accounts may have minimum balance requirements or transaction fees, but we will always disclose any fees associated with opening or maintaining an account upfront. Our representatives are happy to go over these details with you.

Can I access my account online or through a mobile app?

Yes, we offer online and mobile banking options for our members. You can access your account information, transfer funds, and pay bills through our secure online and mobile platforms.

What types of loans do you offer and what are the interest rates?

We offer a variety of loans, including personal loans, auto loans, and mortgages. Our interest rates vary depending on the type of loan, your credit history, and other factors. We encourage you to speak with one of our representatives to discuss your options and find the best rate for you.

Do you offer any investment options, such as CDs or mutual funds?

Yes, we offer a range of investment options, including CDs and mutual funds. Our representatives can guide you through the different options and help you choose the best investment strategy for your financial goals.