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Income Protection Insurances

Choice Mortgages (UK) Ltd

Choice Mortgages (UK) Ltd is a company based in Stamford, England. They specialize in providing Income Protection Insurances and Insurance services.

Introduction to Choice Mortgages (UK) Ltd

Choice Mortgages (UK) Ltd is a mortgage broker company based in Stamford, England. The company was established in 2005 with the aim of providing clients with the best mortgage advice and solutions. What makes Choice Mortgages unique is their personal approach to clients, providing tailored advice and solutions based on individual needs.

Services & Products

Choice Mortgages offers a range of mortgage services, including first-time buyer mortgages, remortgages, buy-to-let mortgages, and commercial mortgages. In addition, the company offers income protection insurances to ensure that their clients are protected in case of unexpected events.

Location

Choice Mortgages is located on Red Lion Street in the heart of Stamford. The area is known for its historic architecture, boutique shops, and restaurants. Clients can expect a friendly atmosphere and a warm welcome from the team. The closest public transportation options are Stamford Train Station (0.5 miles), St Mary's Medical Centre Bus Stop (0.1 miles), and Sheep Market Bus Stop (0.2 miles).

Benefits

Choice Mortgages offers a personal approach to clients, providing tailored mortgage advice and solutions. The company also offers income protection insurances to ensure that clients are protected in case of unexpected events. With years of experience in the industry, the team at Choice Mortgages has built a reputation for their expertise and professionalism.

Good to Know

Clients should be aware that Choice Mortgages is a mortgage broker, not a lender. The company works with a panel of lenders to find the best mortgage solutions for clients.

Reviews

Customers have praised Choice Mortgages for their excellent customer service and expertise in the industry. Clients have also appreciated the personal approach of the team, who take the time to understand individual needs and provide tailored advice and solutions.

Amenities

  • amenity
    online quote
  • amenity
    phone consultation
  • amenity
    financial advice
  • amenity
    tailored plan
  • amenity
    flexible payment options
  • amenity
    automatic renewal
  • amenity
    accident cover
  • amenity
    disability cover
  • amenity
    illness cover
  • amenity
    redundancy cover
  • amenity
    death cover
  • amenity
    repayment cover
  • amenity
    injury cover
  • amenity
    hospitalization cover

FAQ

What is the maximum coverage amount for your income protection insurance plans?

Our income protection insurance plans offer coverage of up to 65% of your gross monthly income, subject to certain terms and conditions.

Are there any waiting periods before I can make a claim on my income protection insurance?

Yes, there are waiting periods before you can make a claim on your income protection insurance. The waiting periods can vary depending on the specific plan you choose, but they typically range from 1 to 12 months.

Does your income protection insurance cover partial disability or only total disability?

Our income protection insurance plans can cover both partial and total disability, depending on the specific plan you choose. However, the terms and conditions can vary, so it's important to review the details of your plan.

Are there any exclusions or limitations in your income protection insurance coverage?

Yes, there are exclusions and limitations in our income protection insurance coverage. Some of the common exclusions include pre-existing medical conditions, self-inflicted injuries, and injuries sustained while engaging in high-risk activities. The specific exclusions and limitations can vary depending on the plan you choose, so it's important to review the details carefully.

How are premium rates determined for your income protection insurance plans?

The premium rates for our income protection insurance plans are determined based on several factors, including your age, occupation, health status, and the level of coverage you choose. Our team can provide you with a personalized quote based on your specific circumstances.

Reviews

  • Liam Murtagh

    I would to thank Tony and the team at Choice Mortgages. Top service from start to finish, highly recommended.

    28-10-2022
  • Hannah James

    Rob has been advising us through our house purchase and been incredibly professional and supportive. Always easy to get through to him or colleagues and the team have been friendly and approachable throughout. Hugely recommend and will be using them again in the future.

    28-07-2022
  • Dave Hall

    Very efficient and very professional in every part of the process of helping me get a mortgage and other products and the correspondence was first class and will recommend to my friends and family

    28-05-2022
  • Tom Clarke

    Positive: Professionalism, Responsiveness

    28-05-2022
  • Paul De Ath

    If you are looking for a mortgage broker you can trust that has access to the whole of the market, with great experience and service, then look no further than Nicola, John and team. We've just completed our 4th re-mortgage with team, both residential and buy to let mortgages and it's the experience and advice that we have come to rely on each time to make the process as smooth as possible. We've reduced terms, rates, and monthly repayments over the years and highly recommend Choice Mortgages.

    28-05-2021
  • Luisa Grey

    Positive: Professionalism, Quality, Responsiveness

    28-05-2021
  • Adam Ireland

    Positive: Professionalism

    28-05-2021
  • Paula Rayner

    Excellent service, such an easy process using Choice mortgages. Highly recommend them.

    28-05-2020
  • james mckenna

    28-05-2020
  • Ben Stevens

    I'm writing this review from our new house that Rob and the team at Choice Mortgages helped us to buy. Their simple and straightforward advice made the whole mortgage application process stress-free, and we were able to borrow more than we expected. Great service all-round.

    28-05-2020