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Credit Counseling Services

Carma Counselling

Carma Counselling is a company based in Westcliff-on-Sea, England that provides Credit Counseling Services and Financial Services.

Introduction to Carma Counselling

Carma Counselling is a company that provides credit counseling services and financial services to help people manage their finances and overcome financial difficulties. The company was founded with the purpose of helping individuals and families achieve financial stability and improve their quality of life. Carma Counselling is unique because they offer personalized counseling services that are tailored to each client's specific needs and goals.

Services & products

Carma Counselling offers a range of services to help individuals and families manage their finances. These services include credit counseling, debt management, budgeting, and financial education. Clients can also purchase financial products such as debt consolidation loans and credit monitoring services to further help them manage their finances.

Location

Carma Counselling is located in Westcliff-on-Sea, a vibrant coastal town in Southend-on-Sea, England. The area is known for its beautiful beaches, seaside attractions, and bustling shopping district. The town is home to a wide range of businesses, including restaurants, cafes, and independent shops. The company is conveniently located near several public transportation options, including the Westcliff-on-Sea train station, which is just a 10-minute walk away.

Benefits

Carma Counselling stands out from other companies in the industry because of their personalized approach to credit counseling and financial services. They work closely with each client to understand their unique financial situation and provide customized solutions to help them achieve their goals. The company also has a team of experienced financial professionals who are dedicated to providing high-quality services and support to their clients.

Good to know

Clients should be aware that Carma Counselling is a fee-based service, and fees may vary depending on the services provided. However, the company is committed to providing transparent pricing and will work with clients to find a payment plan that suits their needs.

Reviews

Customers have praised Carma Counselling for their personalized approach, knowledgeable staff, and effective solutions. Many clients have reported significant improvements in their financial situation after working with the company. Overall, Carma Counselling has received positive reviews for their high-quality services and commitment to customer satisfaction.

Amenities

  • amenity
    free consultation
  • amenity
    online services
  • amenity
    budget planning
  • amenity
    debt management
  • amenity
    credit education
  • amenity
    financial coaching
  • amenity
    credit report review
  • amenity
    bankruptcy assistance
  • amenity
    credit card consolidation
  • amenity
    debt negotiation

FAQ

What types of debt can your credit counseling services help me with?

Our credit counseling services can help with various types of debt, including credit card debt, medical bills, personal loans, and other unsecured debts.

How do your counselors create a personalized plan for my financial situation?

Our counselors will work with you to gather information about your income, expenses, and debts to create a personalized plan. They will analyze your financial situation and provide you with customized advice and recommendations to help you achieve your financial goals.

What are the fees associated with your credit counseling services?

Our initial credit counseling session is free of charge. If you choose to enroll in our debt management program, there may be a small monthly fee based on your income and the amount of debt you have. We strive to keep our fees affordable and transparent.

Can you provide references or success stories from past clients?

Yes, we have many satisfied clients who have successfully completed our credit counseling and debt management programs. We would be happy to provide you with references and success stories upon request.

Will participating in your credit counseling program negatively impact my credit score?

No, participating in our credit counseling program will not negatively impact your credit score. However, if you enroll in our debt management program, your creditors may report that you are making payments through a credit counseling agency, which could impact your credit score slightly. However, this impact is typically temporary and will be outweighed by the benefits of paying off your debts and improving your financial situation.