AvantCredit
AvantCredit is a loan agency based in London, England. They offer financial services to individuals in need of loans.
Introduction to AvantCredit
AvantCredit is a loan agency and financial services company based in London, England. The company was founded in 2012 with the aim of providing accessible credit to those who may have been turned down by traditional lenders. AvantCredit prides itself on its use of technology and data analytics to assess creditworthiness, allowing them to make more informed lending decisions.Services & products
AvantCredit offers personal loans ranging from £1,000 to £20,000 with repayment terms of 12 to 60 months. Customers can apply for loans online and receive a decision within minutes. The company also offers a mobile app for convenient account management.Location
AvantCredit is located in Liberty House on Regent Street in the heart of London. The area is a bustling commercial district with a mix of offices, shops, and restaurants. Customers can expect to find a variety of businesses in the area, from high-end luxury brands to local cafes and pubs. The closest public transportation options are Oxford Circus Station (0.1 miles), Piccadilly Circus Station (0.4 miles), and Tottenham Court Road Station (0.4 miles).Benefits
AvantCredit stands out from other loan agencies with their use of technology and data-driven approach to lending. They aim to make credit more accessible to those who may have been turned down by other lenders. Additionally, their online application process and mobile app make managing loans easy and convenient for customers.Good to know
Customers should be aware that AvantCredit's interest rates may be higher than those offered by traditional lenders, as they are taking on more risk by lending to those with less established credit histories. However, they aim to be transparent about their rates and fees, and provide customers with a clear understanding of the cost of borrowing.Reviews
Overall, customers have had positive experiences with AvantCredit, citing the ease of application and quick decision-making process. Some have noted higher interest rates, but appreciate the company's transparency about costs. Others have praised the company for providing credit to those who may have been turned down by other lenders.Amenities
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loan -
credit card
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investment advice
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financial planning
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insurance
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mortgage
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debt consolidation
FAQ
What types of loans do you offer?
We offer personal loans ranging from £1,000 to £25,000 with repayment terms of 12 to 60 months.What are the interest rates for your loans?
Our interest rates vary depending on factors such as creditworthiness, loan amount, and loan term. However, our representative APR is 39.9%.What is the application process for a loan?
You can apply for a loan online through our website. The application process is simple and straightforward, and you will receive a decision within minutes. If approved, the funds will be deposited into your bank account as soon as the next business day.What are the requirements for loan approval?
To be considered for a loan, you must be at least 18 years old, a UK resident, and have a regular source of income. We also take into consideration your credit history and ability to repay the loan.What happens if I miss a loan payment?
If you miss a loan payment, we will charge a late fee and report the missed payment to credit reference agencies. It is important to contact us as soon as possible if you are having difficulty making a payment so that we can work with you to find a solution.Reviews
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James Lee
If I could give this company a "Zero" star then I would glady! They inflate the balance when you want to clear the loan, and take extra monthly payments, which they have advised me by email they would refund in 14 days (that was 2 months ago) and now won't even close the account. Emails now don't get answered and from the website it's now gone bust. Currently feel that AvantCredit have left me "high and dry". Thank goodness I did everything via email and have written proof so I can forward this case onto the financial ombudsman to sort out.
17-06-2022
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Peter Ward
I had a very similar experience to the other reviewers they took an extra payment after I had fully repaid the loan. I had to get my bank to assist me to retrieve the money.
17-06-2022
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Anti - Venom
No words can describe this how bad this company is ! They inflate your loan balance- create incorrect charges and attempt to charge / deplete your entire bank account via (Debit / Credit card). The customer service is 1 star via the Telephone, emails have simple spelling mistakes and the paper they send letters on (once per year) is Toilet roll on a dot matrix Printer.
17-06-2022
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Carolina Gastelum saavedra
(Translated by Google) I am very worried because I started the process on August 25, 2021, first they asked me to register and everything was fine until then, but then they told me that I had to deposit 3% of my loan and I did it. I deposited 450 0 after my account had many movements and they looked suspicious that I had to authenticate the account with 2% and I did so. Finally, someone attended me and told me that I had to give 10% more to continue with the process According to what was already being reviewed and now they are asking me for more money, the watsap number they have there does not exist, it does not connect and the chat no longer answers me, they send it recorded messages, I would like someone to contact me and tell me if they are going to give me the credit or that they give me the withdrawal key to be able to withdraw the money that I already deposited because supposedly that money was going to be reimbursed to me, can you help me or give me an answer please (Original) Estoy muy preocupada por que yo empecé el tramite el 25 de agosto del 2021 primero me pidieron que me registrara y todo bien hasta ahí pero después me salieron con que tenia que depositar el 3% de mi préstamo y adi lo hice Deposite 450 0esos después que mi cuenta tenía muchos movimientos y que se veían sospechosos que tenía que autentificar la cuenta con el 2% u así lo hice por último ne atendió una persona yme dijo que tenia que dar el 10% más para seguir con el trámite según ya estaba en revisión y ahora me están pidiendo más dinero el número de watsap que tienen ahí no existe no conecta y el chat ya nadie me responde so lo envían mensajes gravados quisiera que alguien me contactara y me dijera si me van a dar el crédito o que me den la clave de retirada para poder sacar el dinero que ya mles deposite pues supuestamente ese dinero se me iba a reembolsar me pueden ayudar o dar una respuesta por favor
17-06-2022
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Magdalen
Just got a Default Notice for a loan that was paid off by direct debit in early 2019. Spoke with consultant and apparently they tried to contact me in those 2 years - 2 emails and 1 voicemail. Don't deal with them.
17-06-2021
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Deans Cleans
Absolutely useless don't bother
17-06-2021
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Trent
Joke of a company, paid my loan off in full took The payment twice and have to wait a month for a refund. No ergancy to sort anything out was left in a £2000 unaranged overdraft!! AVOID.
17-06-2019
