Assetz Capital
Assetz Capital is a financial services company based in Manchester, England. They specialize in loan agencies and mortgage lending for individuals and businesses. Their mission is to provide innovative and flexible financial solutions to their clients. With a team of experienced professionals, Assetz Capital is committed to delivering exceptional customer service and helping their clients achieve their financial goals.
Introduction to Assetz Capital
Assetz Capital is a loan agency and mortgage lender based in Manchester, England. Established in 2013, the company was founded by a group of experienced business professionals who believed that the traditional banking system was not meeting the needs of small and medium-sized businesses. Assetz Capital's unique approach to lending involves matching borrowers directly with investors, allowing for more flexible and competitive rates.Services & products
Assetz Capital offers a range of financial services, including a variety of loan and investment options. Their loan products include bridging loans, development finance, and commercial mortgages. They also offer investment opportunities for individuals and institutional investors, allowing them to earn attractive returns on their investments.Location
Assetz Capital is located in Wythenshawe, a suburb of Manchester in the north of England. The area is known for its mix of residential and commercial properties, and is home to a number of businesses in various industries. The nearest public transportation options to Assetz Capital's headquarters are the Manchester Airport train station (1.5 miles away), the Wythenshawe Bus Station (0.9 miles away), and the Manchester Airport Bus Station (1.5 miles away).Benefits
Customers should choose Assetz Capital because of their unique approach to lending and investment. By cutting out the middleman and connecting borrowers directly with investors, they are able to offer more flexible and competitive rates than traditional lenders. Additionally, their experienced team of professionals provides personalized service to ensure that each borrower and investor receives the support they need to succeed.Good to know
Customers should be aware that Assetz Capital is primarily focused on serving the needs of small and medium-sized businesses, rather than individual consumers. Additionally, while they strive to offer competitive rates, their loan products may not always be the most affordable option available.Reviews
Customers have generally reported positive experiences with Assetz Capital. They appreciate the company's personalized service and flexible approach to lending, and many have found their rates to be more competitive than those offered by traditional lenders. Some customers have noted that the application process can be time-consuming, but overall they are satisfied with the service they receive.Amenities
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atm -
online banking
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investment advice
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financial planning
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insurance
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mortgage
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refinancing
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interest rate
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pre-approval
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down payment
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closing costs
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escrow
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title insurance
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appraisal
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lock-in period
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prepayment penalty
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private mortgage insurance
FAQ
What types of mortgages do you offer and what are their rates?
We offer a variety of mortgage types including residential, commercial, and buy-to-let mortgages. Our rates depend on the specific mortgage product and your individual financial situation. We recommend contacting us directly to discuss your options and receive a personalized rate quote.What are the interest rates for your loans?
Our interest rates vary depending on the type of loan, the loan amount, and your individual financial situation. We offer competitive rates and encourage you to contact us directly to discuss your specific needs and receive a personalized rate quote.What are the requirements for loan approval?
We have specific requirements for loan approval which may vary depending on the type of loan you are applying for. Generally, we evaluate your credit score, income, existing debts, and other financial factors to determine your eligibility for a loan. We recommend contacting us directly to discuss your specific situation and eligibility.What are the fees associated with the mortgage and how are they calculated?
We have various fees associated with our mortgages, including application fees, valuation fees, and legal fees. The specific fees and their amounts depend on the mortgage product and your individual situation. We recommend contacting us directly to discuss the fees associated with your desired mortgage and how they are calculated.What happens if I miss a loan payment?
If you miss a loan payment, we will contact you to discuss the situation and find a solution. Depending on the circumstances, you may be charged a late payment fee and your credit score may be affected. We recommend contacting us directly if you are experiencing financial difficulties and are unable to make a loan payment.Reviews
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Luky Luky
Borderline scam. They are not paying interests due to lenders. All this because of their mismanagement.
17-05-2023
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Dean
An absolute disgrace of a peer to peer lender! Do not use this insitiution for any form of lending. They will charge fees, take months to underwrite and then pull funding at the last minute. This has now happened twice in 3 years and in all my time of being in the industry, I have never know such a shambles!
17-12-2022
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Adam Bluma
17-06-2022
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James Bellarby
17-06-2022
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Paul new
Not so good in the pandemic. Lots of defaults.
17-06-2021
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S M
17-06-2021
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Andreas
- Algorithms do not diversify your investments effectively, they invested 17% in one loan which defaulted - Customer service is rude, closed the chat instead of dealing with complaints - introduced lender fees, and have frozen withdrawals
17-06-2020
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Wendy Gottschalck
I put my money in my account with Assetz, thinking I would be able to access them when I really needed it. I now really need them and they have now locked all withdrawals and when I contacted them about it, they could not give me any useful information or tell me when I would get access to my money again.
17-06-2020
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grayem mc
17-06-2020
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Kay Wood
As a long term lender via Assetz Capital, I have sadly witnessed this platform go down the pan over the years. The interest rates have been slashed. The default rates have gone up. Assetz Capital generally demonstrate a very blase and carefree attitude towards overdue loans. If a borrower does not pay, they let them get away scott free. They will not actively and frequently chase up the loan and take requisite measures. AC will let loans overrun for literally years. Cynically and deviously, they will not write them off because that affects their statistics, so they just let them run and run. The due diligence on loans is substandard and they therefore have many extremely risky projects. For instance, the LTV ratios provided are often highly misleading and AC plus their borrowers calculate these in ways that are not standard to make loans seem much less riskier than they are. I met and spoke with the CEO, Stuart Law, recently at an event. While I find most businesspeople in senior positions to be amicable, he was very arrogant and rude. Haughty to the extremity. Rest of the staff are mainly smug jobsworths as well and less helpful than on staff on any other P2P platform. Also I've cut down on using their platform because the way they have implemented Two Factor Authentication has driven me mad. Others companies have this, but AC have implemented this to an extremity. It's like a child has got a new toy and is going bonkers over it. So AC is the ONLY service I use where, even if 1000 times you select the option to not have Two Factor Authentication used regularly, it forces you to receive a text message to your mobile phone and enter the code you receive EVERY time you do the following and other tasks: login to the website, add or remove a bank account, vote in a lenders' poll etc. Some of these are insane: why do you need to enter the 2FAA code from your mobile phone EVERY time you login to the website from the same device - even if you login again five minutes later? To remove a bank account? Why do you need it every time to vote in a poll? Etc. Etc. Therefore I literally spend half my time on their website entering a new 2FAA code sent to my mobile - every five minutes! For the aformentioned reasons I've switched my lending to platforms like Ablrate and CrowdProperty which have far tighter credit control and do employ AC's ludicrous Two Factor Authentication system.
17-06-2020
