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Health Insurance Agencies, Income Protection Insurances

ActiveQuote Ltd

ActiveQuote Ltd is a leading insurance agency based in Cardiff, Wales. They specialize in providing health insurance and income protection insurance to their clients. With a global reach, ActiveQuote Ltd is committed to providing the best insurance solutions to their customers.

Introduction to ActiveQuote Ltd

ActiveQuote Ltd is a UK-based insurance comparison website that specializes in personal and business insurance policies. The company was founded in 2009, and since then, it has become one of the leading online insurance brokers in the UK. ActiveQuote Ltd is unique because it offers a hassle-free comparison service that allows customers to compare policies from different insurers in one place.

Services & products

ActiveQuote Ltd offers a wide range of insurance policies, including health insurance, income protection insurance, life insurance, and critical illness cover. The company has partnerships with some of the UK's leading insurance providers, including Bupa, Aviva, and Vitality. Customers can compare policies from these providers and select the one that best suits their needs and budget.

Location

ActiveQuote Ltd is located in Cardiff, Wales. The office is situated in the Global Reach building, which is a modern and vibrant business center in the heart of Cardiff Bay. The area is home to many businesses, including technology startups, financial institutions, and creative agencies. Customers can expect to experience a bustling and lively atmosphere in the area. The closest public transportation options are Cardiff Bay (0.5 miles), Grangetown (1.1 miles), and Cardiff Central (1.3 miles).

Benefits

Customers should choose ActiveQuote Ltd because the company offers a free and impartial comparison service that helps them find the best insurance policies at the best prices. ActiveQuote Ltd has a team of experts who can provide advice and guidance on insurance policies, making it easier for customers to make informed decisions. The company also offers excellent customer service, with a team of friendly and knowledgeable staff who are always happy to help.

Good to know

Customers should be aware that ActiveQuote Ltd is an online insurance broker and does not offer insurance policies directly. Instead, the company provides a comparison service that allows customers to compare policies from different insurers. Customers should also be aware that the prices of insurance policies can vary depending on the individual's circumstances.

Reviews

ActiveQuote Ltd has received positive customer reviews for its excellent comparison service, ease of use, and helpful staff. Customers appreciate the company's transparency and impartiality, which helps them find the best insurance policies without any bias. Overall, customers feel that ActiveQuote Ltd is a reliable and trustworthy insurance broker that provides a valuable service.

Amenities

  • amenity
    free consultation
  • amenity
    online payment
  • amenity
    telemedicine
  • amenity
    in-person appointments
  • amenity
    insurance accepted
  • amenity
    24-7 customer service
  • amenity
    online quotes
  • amenity
    affordable plans
  • amenity
    flexible coverage
  • amenity
    referral program
  • amenity
    online quote
  • amenity
    phone consultation
  • amenity
    financial advice
  • amenity
    tailored plan
  • amenity
    flexible payment options
  • amenity
    automatic renewal
  • amenity
    accident cover
  • amenity
    disability cover
  • amenity
    illness cover
  • amenity
    redundancy cover
  • amenity
    death cover
  • amenity
    repayment cover
  • amenity
    injury cover
  • amenity
    hospitalization cover

FAQ

What is the maximum coverage amount for your income protection insurance plans?

Our income protection insurance plans offer coverage up to 70% of your gross income, subject to a maximum cap of £250,000 per year.

How much will my monthly premiums be?

The cost of your monthly premiums depends on various factors, such as your age, health, occupation, and the level of coverage you choose. We recommend using our online quote tool to get an estimate of your monthly premiums.

Is there a deductible, and if so, how much is it?

Our income protection insurance plans have a waiting period, which is the length of time you must be unable to work before you can start receiving benefits. The waiting period can be 1, 3, 6, or 12 months, and the longer the waiting period, the lower your monthly premiums will be.

Does your income protection insurance cover partial disability or only total disability?

Our income protection insurance covers both total and partial disability, depending on the level of coverage you choose. With total disability, you are unable to work at all, whereas with partial disability, you are able to work but your income is reduced due to your disability.

What is the process for filing a claim and how long does it typically take to receive reimbursement?

To file a claim, you must first notify us of your disability and provide supporting evidence from your doctor. We will then assess your claim and determine if you are eligible for benefits. The timeframe for receiving reimbursement depends on various factors, such as the complexity of your claim and the amount of evidence required, but we aim to process claims as quickly as possible.

Reviews

  • Mick Doherty

    We dealt with Ana at Active Quote, she was very helpful & efficient found us a much better deal than we had saving us nearly £ 300 a month, we would happily recommend their services

    28-02-2023
  • N B1236

    Great service. Andrew was easy to speak to and spoke in layman's terms. Didnt try to sell me things I don't need and talked me through everything. On my policy expiring Denise called me with a deal for far better cover for a smaller price. I couldn’t find this lever of cover anywhere for the same cost. Even offered to cancel my old policy and made everything as simple as possible. Active quote will be staying on my policy as I feel they have saved me a lot of money and time. Wouldn’t hesitate recommend.

    28-10-2022
  • Simon Bates

    Mis-sold Sickness policy by incorrectly stating Wait Period. Active Quote provided me with a quote stating that the Sickness Insurance policy had "Day 1 wait period". I therefore took out the policy on the basis that the wait period was 1 day. When I went to make a claim recently the Insurer told me that the wait period was actually 30 days so I was unable to claim. This policy was mis-sold due to Active Quote having stated the wait period incorrectly. Their website and quote made absolutely no reference to the 30 days, and as it was so clearly stated by them as being 1 day I didn't check further documentation that arrived after the policy had started. Stating that they didn't provide advice is no defence as they did provide the information about the policy that was wrong which constitutes mis-selling. It is terrible that they fail to take any responsibility for providing incorrect information! The Financial Ombudsman has now made their initial ruling in my favour, agreeing that ActiveQuote mis-sold my policy by providing incorrect information, and ordering ActiveQuote to refund all premiums that I paid them with interest.

    28-09-2022
  • Mary-Ellen Roden

    28-05-2022
  • James Turner

    28-05-2021
  • Gabriele Ghillani

    Massive shout out to Tom Hoskins, who has been extremely helpful with my experience shopping around for health insurance. Tom called within minutes of me filling out a confused.com comparison quote request and was very helpful in taking me through the levels of cover and different options of providers I had. Can't recommend enough, and it's unbelievable this impartial service is free! Once again, thanks Tom!

    28-05-2021
  • Alex Seaton

    28-05-2020
  • Claudio L

    Helpful and friendly staff, thank you so much for your help and for clarifying things for me. Much reccomended.

    28-05-2020
  • Tibor Besze

    I've started receiving calls twice a day, and regular emails, even though I never opted in for any communication. All I did was checking quotes on Moneysupermarket. I tried to opt-out, but they are still calling me twice a day. I'll file a GDPR complaint if they continue.

    28-05-2020
  • Rui Costa

    Got my insurance set with Mike. Cannot fault him he was ever so helpful and did not push in any direction other than provide advice and give me time and let me decide what to do. I have never spoken to such a salesman so nice worried in us getting the right service rather than make a sale. Will definitely use them again!

    28-05-2020