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Mortgage Lenders, Mortgages

3mc

3mc is a financial services company based in Altrincham, England. They specialize in mortgages and work with a network of mortgage lenders to provide their clients with the best options. 3mc is committed to providing excellent customer service and helping their clients achieve their financial goals.

Introduction to 3mc

3mc is a mortgage lending company that has been providing financial services to customers for over 20 years. The company was founded with the goal of helping customers find the right mortgage for their needs. What makes 3mc unique is their commitment to offering personalized service and their extensive knowledge of the mortgage industry.

Services & products

3mc offers a variety of mortgage products to help customers achieve their financial goals. These products include first-time buyer mortgages, buy-to-let mortgages, and remortgages. Additionally, 3mc offers specialist mortgages for customers with unique financial situations, such as self-employed individuals and those with adverse credit.

Location

3mc is located in Altrincham, a bustling town in the Greater Manchester area of England. The area is known for its vibrant business community, with a mix of small independent businesses and larger corporations. Customers can expect to experience a lively atmosphere with plenty of shopping and dining options. The closest public transportation options to 3mc are Altrincham Metrolink Station (1.7 miles away), Navigation Road Railway Station (1.3 miles away), and Broadheath Central Bus Station (0.2 miles away).

Benefits

Customers should choose 3mc because of their personalized service and extensive knowledge of the mortgage industry. The team at 3mc takes the time to understand each customer's unique situation and financial goals, and they work closely with lenders to find the best mortgage product for their needs. Additionally, 3mc has a strong reputation for customer service and has received positive reviews from many satisfied customers.

Good to know

Customers should be aware that 3mc is a mortgage broker, not a lender. This means that they work with a variety of lenders to find the best mortgage product for each customer. Additionally, 3mc charges a fee for their services, which is typically paid by the lender upon completion of the mortgage.

Reviews

Customers have praised 3mc for their knowledgeable and friendly staff, as well as their commitment to finding the best mortgage product for each customer. Many customers have also noted the personalized service they received and the ease of the mortgage application process. Overall, 3mc has received positive reviews from many satisfied customers.

Amenities

  • amenity
    mortgage broker
  • amenity
    credit score
  • amenity
    interest rate
  • amenity
    pre-approval
  • amenity
    online application
  • amenity
    financial advice
  • amenity
    closing costs

FAQ

Can you provide me with a breakdown of all the fees I will be charged throughout the mortgage process?

Yes, we can provide you with a detailed breakdown of all the fees associated with your mortgage. These fees may include application fees, appraisal fees, credit report fees, and closing costs. We will ensure that you are fully aware of all the fees before you commit to the mortgage.

How long does the mortgage application and approval process typically take?

The time it takes to process your mortgage application and receive approval can vary depending on several factors, such as the complexity of your application and the speed of communication between all parties involved. However, we strive to make the process as efficient as possible and keep you informed every step of the way.

What are the terms and conditions of the mortgage?

The terms and conditions of your mortgage will depend on the specific loan product you choose. We offer a range of mortgage options, each with their own terms and conditions. These may include the interest rate, loan amount, repayment period, and any penalties or fees for early repayment. We will ensure that you fully understand the terms and conditions before you commit to the mortgage.

What are the eligibility criteria and application process for the mortgage?

The eligibility criteria and application process for our mortgages will vary depending on the specific loan product you choose. Generally, we will look at factors such as your credit score, income, debt-to-income ratio, and employment history. Our application process involves completing an application form and providing supporting documentation. We will guide you through the process and ensure that you understand what is required at each step.

What are the fees associated with the mortgage and how are they calculated?

The fees associated with your mortgage will depend on the specific loan product you choose. We will provide you with a detailed breakdown of all the fees before you commit to the mortgage. These fees may be calculated as a percentage of your loan amount or as a flat fee. We will ensure that you fully understand all the fees and how they are calculated.