Car Finance & Loan Companies

1st Car Credit Limited

1st Car Credit Limited is a leading car finance and loan company based in Winchester, England. They offer a range of financial services to help customers purchase their dream car. With their expertise in the industry, 1st Car Credit Limited provides tailored solutions to meet the unique needs of each individual.

Introduction to 1st Car Credit Limited

1st Car Credit Limited is a car finance and loan company located in Winchester, England. Established in 2004, the company's main purpose is to provide financial services to customers who want to buy a car but don't have the necessary funds to do so. What makes this company unique is its dedication to helping people with bad credit scores to obtain car loans.

Services & products

1st Car Credit Limited offers a range of services to customers looking to buy a car. These services include car financing, car loans, and hire purchase agreements. Customers can choose from a variety of repayment options to suit their individual needs.

Location

The company is located in Colden Common, Winchester, which is a town in Hampshire, England. The area is known for its beautiful countryside and historic architecture. Customers can typically find a range of businesses in the area, including shops, restaurants, and cafes. The nearest public transportation options are the Winchester train station, which is approximately 5 miles away, and the Southampton Airport Parkway train station, which is approximately 6 miles away. The Eastleigh bus station is also nearby, approximately 4 miles away.

Benefits

Customers should choose 1st Car Credit Limited because of its commitment to helping people with bad credit scores obtain car loans. The company offers competitive rates and flexible repayment options to suit each customer's individual needs. In addition, the company provides excellent customer service and support throughout the car buying process.

Good to know

Customers should be aware that 1st Car Credit Limited specializes in providing car loans to people with bad credit scores. The company's services are not limited to people with good credit scores, and the company is dedicated to finding solutions to help customers get the car they need.

Reviews

Customers have praised 1st Car Credit Limited for its excellent customer service and flexible repayment options. Many customers have stated that the company was able to provide them with a car loan even though they had a bad credit score. Overall, customers have found the company to be reliable, trustworthy, and dedicated to helping them get the car they need.

Amenities

online application
loan calculator
credit check
payment plan
financing options
online support
loan approval
low interest rate
flexible terms
fast approval
personalized service

FAQ

What are the interest rates offered on car loans?

At 1st Car Credit Limited, our interest rates on car loans depend on various factors such as credit score, loan amount, and repayment period. We offer competitive rates that are tailored to each individual's financial situation.

Can I get pre-approved for a car loan?

Yes, you can get pre-approved for a car loan at 1st Car Credit Limited. Our online application process allows you to receive a decision within minutes, giving you the opportunity to shop for a vehicle with confidence.

What is the minimum credit score required to qualify for a car loan?

We do not have a minimum credit score requirement at 1st Car Credit Limited. We understand that each individual's financial situation is unique, and we work with customers to find a loan solution that fits their needs.

Are there any penalties for early repayment of the loan?

No, there are no penalties for early repayment of the loan at 1st Car Credit Limited. We encourage our customers to pay off their loans early, as it can save them money on interest in the long run.

What is the maximum amount I can borrow for a car loan?

The maximum amount you can borrow for a car loan at 1st Car Credit Limited depends on various factors such as credit score, income, and expenses. Our loan specialists can work with you to determine the maximum amount you are eligible to borrow based on your unique financial situation.